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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />James L. Martin III <br />OS, Inc. <br />...to GENERAL NOTARY • State of Nebraska <br />ANNEMARIE O'CONNOR <br />` _ My Comm. Exp. Feb. 13, 2018 <br />- Witness <br />(Seal) <br />- Borrower Paula C. Martin <br />STATE OF NEBRASKA, Buffalo County ss: <br />The foregoing instrument was acknowledged before me this I1 day of Ma � <br />(4p , by James L. Martin III and Paula C. Martin, husband and wife. <br />Witness my hand and notarial seal at r e AY � R� in said County, the date aforesaid. <br />My Commission Expires: February 13, 2018 <br />OwMJw <br />Notary Public Annemarie O'Connor <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Annemarie O'Connor; NMLS #: 416351 <br />20160161'7 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 13 of 13 <br />