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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />My Commission expires: IZ -Z4O' <br />GENERAL NOTARY - State of Nebraska <br />LINDA M GLAUSE <br />My Comm. Exp. Dec. 2, 2018 <br />Wenzl <br />�k�n li,)on. <br />Joy Lynn <br />it X ,f 3 fl l o gaI / <br />Ann Bernth <br />e s L Bernth <br />[Space Below This Line For Acknowledgment] <br />Hall <br />201601553 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />On this 10 th day of March, 2016 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Joy Lynn Wenzl, Jean Ann Bernth, James L Bernth <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N Diers Ave, Grand Island, NE 68803 <br />in said county, the date aforesaid. _ <br />Loan Origination Company & NMLS Id: Five Points Bank - 407704 <br />Loan Originator & NMLS Id.: Linda M. Glause - 472712 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />(ANIOATNI j Cku/I C <br />Linda M Glause - Notary Public <br />