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2� 1 �� 1542 <br /> required by RESPA, and Borr�wer shall pa�to Lender the amount neCessary�o make up �he de�c�ency�n <br /> accordance wxth RESPA, but in no more than �2 m.�n�h�y payments. <br /> Upnn payment in full of a�� �um� secured by�his Secur�ty �n�trument, Lender shall promptly r�fund to <br /> Barrower any Funds he�d by Lender. <br /> 4. �harges, Liens. Borrow�r sha�1 pay a�l ta�es, assessm�nts, ChargeS, fines, and im�p�s�t�nns a�tributa��e ta <br /> �he Pr�per�y which can attain priority a��r��zs Security �nstrument, �easehold pa�men�s or ground ren�s on <br /> the Pr�per�y, if an�, and��mmuni�y Associat��n Du�s, Fees, and Assessmen�s, if any. To th�ex�en�that <br /> these it�ms ar�Escro�v �t�ms, Borro�er sha�l pay them ir�the manner provided in Sect�on 3. <br /> Barrower sha��pr�m►pt��r discharge any��en which has prior��y aver this Secur��y �nstrumen�un�ess <br /> B�rrow�r: �a} agrees in v�rr��zng�o the paymen��f th�ob��gat�on secured b�the lien�n a manner acc�p�abl� <br /> to Lender, bu��n�y s� �ong as Borrower�s perf�rm�ng such agreem�nt; �b} contests �h�����.in g�od faith by, <br /> or d�fends against enf�rcem�nt of the lien in, legai pro�eed�ngs whi�h in Lender's opinion�perat�to pr��ent <br /> the enforcem�nt of the��en�hile those proceed�ngs are pending, �ut oniy until such proceedings are <br /> c�nCluded; or�c} s��ures from the holder of the��en at�.agreem�nt satzsfactor�t� Lender subordinat�ng the <br /> ���n to this Security�nstrument. If Lender determines that any par�of the Property is su��ec�to a Ii�n which <br /> can a�tain pr�arity over this Se�urity �ns�rument, Lender may giv�B�rrower a no�zce�den�ifying the�ien, <br /> �'i�h�n ���ays of the date�n wh�ch that no�iCe is given, B�rrawer shali satisfy�he��en or take one or more <br /> of the ac��ons s��for�h above�n�hzs Section 4. <br /> L�nder may require B�rrow�r to pay a one-time charge f�r a real esta�e tax v�rif�cati�n andlor rep�r�ing <br /> service used by L�nder in connec�ion with thi�Laan. <br /> 5. P��perty fnsurance. B�rrower shal�keep th��mprov�men�s no�v exist�ng or hereaf�er ere�ted an the <br /> Proper�y insured against��ss by fire, hazards �nc�uded wi�hzn the term "ex�ended coverage," and any ather <br /> hazards �ncluding, but n�t�imited t�, ear�hquakes and floads, for wh�ch Lend�r requires insurance. This <br /> �nsuranc�shal�be mainta�n�d in th�amounts �including deduct�bl�le���s}and f�r the periods that Lender <br /> requ�r�s. Wha� Lender re�uires pursuan�t��he preceding sen�ences can chaz�zge dur�ng the�erm af�h�Loan. <br /> The insurance carrzer pr�viding the insurance sha��1��chasen by B�rrower subje���o Lender's right t� <br /> disapprove B�rrower's ch�ice, which right shai�n�t be e�erc�sed unreasona��y. Lend�r may requ�re <br /> Borrower ta pay, �n connection with thxs Loan, �ither: �a} a one-�ime charge fQr flood z�n�determina�ion, <br /> cer��fication and tracking ser�ices; or�b} a ane--t�m�charg�for flood zone determination and�er��f�catian <br /> s�rv�ces an�.subsequent�harg�s each tim�remappzngs or simi�ar changes occur vvhich reasonab�y xnight <br /> affect such determinat��n or c�r�i�cat�on. Borrower sha�l also be respons�b�e for th�pa�ment af any fees <br /> ��x�.pas�c�by�he F�deral �mergency Managemen�Agency �n�o�nection w�th�he review of any flood zone <br /> determination resu��ing fr�m ara.ob�ect�on by Barrower. <br /> If Barr�vver fails to maintain any of the ca�erages describec�abo�re, Lender may ob�ain insurance�overage, <br /> at Lender's�pt�on and Barr�wer's expense. Lender�s und�r no ob��gation�o purchase an�part�cular t�pe or <br /> a�.our�t of c�verage. Theref�re, such coverage sha11 c�ver Lender, bu�mzgh�or m�ght no�pr�tect Borrawer, <br /> Borr�wer's�quity in�he Property, or�he contents�f�he Pr�perty, against any r�sk, hazard�r�iability and <br /> m�ght pro���i�great�r ar lesser cnv�rage than was previously in effect. Borrower acknov�ledges that the c�st <br /> of the�nsurance co�rerage so�bta�n�d migh�significantly e�ceed th�cost of insurance that Borrower could <br /> have o�ta�ned, Any amounts disburs�d by Lender u�der t�is Sect��n 5 sha�l becom�addit�ona� debt of <br /> Borrower secured by�his Securi�y �nstru�rzent. Th�se amounts sha11 bear interest at the Note ra�e from.th� <br /> date of disbursement and sha11 be payable, wi�h such interes�, upon n����e fr�m Ler�der t� Barro�ver <br /> reques�ing payment. <br /> N�BRASKA-Single Family-Fanni�Mael�reddie Mac UNIF�RM INSTRUMENT Fvrm 3fl28 1101 <br /> VMP� VMPS�N�)t13�21 <br /> Wolters Kfuwer Financia!Ser�iGes Page 6 a#17 <br />