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2� 1 �� 1492
<br /> Any app��cation of payments, �nsurance praceeds, or M�scellaneous Proceeds�o princ�pa� due under�he Note
<br /> sha�l n��extend or postpane the due date, or chang��he amount, of the P�r�ad�c Pa�men�s.
<br /> 3. Funds for�scr�w Items. Borrawer sha11 pay t�Lender on the day Periodic Paymen�s are du�under�he
<br /> Note, unt�� the No�e�s�aid i�.fu��, a sum�the "Funds"}��prov�de far payment of amoun�s due for: �a} taxes
<br /> and assessments and o�h�r items which can atta�n prior��y over th�s S�cur�ty Instrumen�as a Iien or
<br /> en�umbran.ce an�he Proper�y; �b} �easehoid paymen�s or ground rents on the Proper�y, if any y �c}premiuxns
<br /> for any and all insurance requ�red by Lender under S�c�i�n 5; and �d} Mor�gage Insuran.ce pr�miums, �f any,
<br /> or any sums payable b�Borrower ta Lender in�ieu of�he payment of Mor�gage Insurance premiums in
<br /> acco�dance v�ith.�he provisians of Sec��an ��. These�tems are ca��ed "Escrow ��ems." A�or�gina��on or a�
<br /> a��ti�ne during�he term af the I.�an, Lend�r may requ�re�ha��omrnun�ty Associa�ion Dues, Fees, and
<br /> Assessme�a�s, �f any, be escrowed by Barrower, an�.su�h dues, fees and ass�ssm�n�s sha11 be an Escrow
<br /> Item. Borrov�rer�hall prnnzp��y furn�sh to Lender aI�no��ces of am�un�s to be paid under this Sect�on.
<br /> Borrower shall pa� Lend�r the Funds for Escr�w��em�un�e�s Lender wai�es Borrawer's ob�igation to pay
<br /> �he Funds far any ar a11 Escrow I�ems. �nder nzay waiv�Barrower's o��igat�on to pa�r�o L.ender Funds for
<br /> any or a�l Escrow�tems at any t�me. Any such v�ai�er ma�only be in v5rr��xng. �n�he ev�nt of such v�aiver,
<br /> Barrower shall�ay d�re�t�y, �vhen and vcrhere payab�e, the amounts due f�r an�r Escrov�r I��ms for wh�ch
<br /> paymen�af Funds has be��wa�ved by L.�nd�r and, if L,�nder requires, shali furn�sh�o Lender re���pts
<br /> ���dencing such pa�men�with�n su�h time peria�.as Lender ma�require. Barrovv�r's obl�ga��o���make
<br /> such paymer�ts and to provide rece�pts sha�� for aIl purp�ses be d�exned�a be a c��enant and agreement
<br /> con�ained�n��.�s Securi�y �ns�rument, as the phrase "���venant and agreem�nt" �s used in Secti�n 9. �f
<br /> Borrower is ob�iga��d to pay Es�rov� Items direct��, pursuant�o a wai�er, and Barrawer fai�s�o pay�h�
<br /> amount�.ue for an Escrow It�m, L�nder may e�ercis�i�s rights under Sec���ri 9 ar�d pa�r such amoun�and
<br /> Borrawer sha��then b�obligated under Sectior�9�� repay ta L�nder any such amaunt. L,�nder may re��ke
<br /> the waxver as t�any or aII Escrovv ��ems at any tim.e by a not�ce g��en in accordance v���h Se��ion �.5 and,
<br /> upon su�h revoca�iony Borr�wer shai�pay to Lender al� Funds, and in such amnun�s, tha�are then requ�r�d
<br /> un�er�his Sec�xon 3.
<br /> L.end�r may, at any��m�, co�l�c�arid h�ld Funds in an amoun��a� suf�c�ent�o pern��Len�.er to app�y�he
<br /> Funds a�the�ime speci�ed und�r RESPA, an� �b}nat to exceed the maximum amount a lender can requ�re
<br /> und�r RESPA. Lender sha�l es��ma�e�he am.oun�of Funds due on th�basis of current da�a and reas�nab�e
<br /> �stxmates of expendi�ures of fu�ure Escrow �tems or o�herwis�in accordance�ri�h Applicable Law.
<br /> The Funds shai�be held in an insti�uti�n whose deposits are insured�y a federal agency, instrumentali�y, or
<br /> en�it� �inc�ud�ng Lender, �f Lender�s an xnstitutxon whose�eposits are so �nsured} or in any Fed�ral I-��me
<br /> Loan Bank. Lender shal� apply�he Funds�.o pay�he Escr�w ��ems no Ia�er�han�he t�me�pecif�ed under
<br /> R�SPA. Lender sha��not charge Borrovver far holding and ap�lying the Funds, annual��ana�yzing��e
<br /> escrow account, or verifying the Escrow �tems, unless L.�nder pays Borrower interest on the Funds and
<br /> App��cable Law permits Lender ta make such a�harge, Un�ess an agreem.ent�s made in tivr�ting or
<br /> Applicable Law requires inter�s��a be pa�d on the Funds, Ilender shal�no�be required to pay Borro�er a.n�
<br /> �nterest or earn�ngs on�he Funds. Barrovver and Lender can agree �n writing, howe�ver, tha��n�eres�sha�� be
<br /> paid on�he Funds. Lender shall gi�e�o B�rrower, w�thaut�harge, an annual a�count�ng�f�he Funds as
<br /> requ�red b�RESPA.
<br /> If there is a surp�us of Funds held�n escrow, as def�ned under RESPA, Lender shali ac�aunt�o Barrawer far
<br /> the excess funds in acCordance w���R.ESPA. Zf�h�r��s a shor�age of Funds he�d�n escrow, as def�ned under
<br /> RESPA, Lender sha�l not�f� Borrower as requ�red by RESPA, and B�rrower sha�l pay to Lender the amoun�
<br /> nec�ssary�a n�ake up�he shartage�n ac�ordance wi�h RESPA, bu�in no more�han �Z mon�hly paymen�s, �f
<br /> �here�s a de�cien�y of�unds held in escrow, as de�ned under RESPA, Lender sha�� no��fy Barr�wer as
<br /> N�BRASKA-5ingle Family-�annie MaelFreddi�Mac UNlFpftM 1NSTRUM�NT Form 3�28�1�1
<br /> VMP Q VMPfi�NEf[7 3a�J
<br /> Wotters Kluwer Financial 5er�ices Page 5 a#17
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