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<br /> TH�S INSTRUMENT PREPARED BY: AFTER RECC7RI�IN��ETTJI�N T�:
<br /> Home Federa�5avings&Loan Assoc�ation of Horne Federa�Savings&Loan Assfl��at��n of
<br /> G-rand Is�and Grand Is�and
<br /> �21 S�uth Locust Street Z21 South Lacust Street
<br /> G�AND ISLAND,NE 688U1 GRAND ISLAND,NE 68g�1
<br /> �5pa�e Above This Line Foz Recard�ng I7ata}
<br /> L�AN�R�GINAT�R��N�PANY N.AME:�Iome F'edera�Savings&L�an Assaciatian of Grand Is�and
<br /> NMLS C�MpANY ID�NT�F�ER:446443
<br /> L�AN�RIGINAT�R NAME: Chr�s I�aSki.e
<br /> NN�LS DRIG�NAT�R IDENTIFIER:494658
<br /> DEED []� TRUST
<br /> �P1�AUTH�I�YZED [�PEN END} CR.�DIT -�UTURE ADVANCES AR� SE�URED
<br /> BY THIS DE�I] �F TRiJST�
<br /> THIS DE�D �F TRUST ("Securi�y Ins�rumen�"} is made vn Mar�h 1, 2U15. The gran�a�s are DAViD A
<br /> CDLFA�I�, al.sa kno�vn as DAVID C�LFA�K,and LINETTE C�LFACI�,HI.�SBAND AND�VIFE,W�.145�
<br /> address is 615 l�AVENWU�I3 I]R, GRAND ISLANI), Nebraska 58SU1-S61S �"Bnrrau��r"�. Borr�wer �s not
<br /> necessar��y the same as �he Person or Pers�ns v►rh� s�g�x the Hvm� Equi�y Lxne of �red�t Agreement, dated
<br /> �Vlarch l, 2016 �"Gantrac�"}. The �bligations of BorraWers v�rho d�d nat s�gn the �an�ract are explauaed fur�her in
<br /> the sec�xon titled SuCcessn�rs and Assigns Bound; Jo�nt and Several L�ab�lity; Accomrmodation S�gners. The
<br /> �rus�ee is Arend 1�. Baacl�, A�torney whase address is P.[]. Box 79�, Grand Island, Nebras�a 68�UZ
<br /> �"Trustee"}.The benef c�ary zs Home Federai Sav�ng�&Loan Assflciati�n of Grand Island,whic�i is organ�zed
<br /> and existxng under �.e �aws af�he Uni�ed Sta�es of Amer�ca and �vhos� address is Z21 South Lo�ust Str�e�,
<br /> Grand Island, Nebrasl�a 685�1 �"Lender"}. DAVII� A C�LFACK and I.�INETTE ��LFACI� ha�e en�ered
<br /> in�o a �on�ract wi.�h Lender as af Mareh 1, �U1�, under the �erms af whi�h Borrower may, frvm time tin time,
<br /> �btain advances not �o exceed, a� any �ixne, a �**MA�IMUM PRINCIPAL AM�I�T �E�CLUDING
<br /> PR�TECTIVE ADVANCES}*��of S�xteen ThouSand and UUIIDU Dol�ars�U.S. $16,U4a.D4} �"�r�di�L�m�.t"}.
<br /> Any par�r �n�erested �n �he de�a��s re�ated �a Lender'� cvntinuing oblx�at�on �o make advances to $orrawer �s
<br /> adv�sed to consu��directly w��h Lender. If not pazd ear�ier,t�.e sums owxng under Borrau�er's Can�ract v��th Lender
<br /> vvill be du� an March 15, 2UZ1. Th�s 5ecuri�y Ins�.rumen�secures ta Lender: �a� �he repayment of the debt under
<br /> the Contra�t, ,with �nteres�., includ�ng future advances, and a�l reneWa�s, extens�ans and modzf catians of the
<br /> �on�rac�; �b} �he payment flf al� other SU.II75, with interes�, advanced �� protec� �he security of this Secur��.y
<br /> Ins�rumen�under�he prQvisians of�he sec��an t���ed Prot�ct�on vf Lender's R�ghts�tt the Pr�per�y; and �c} the
<br /> perfarmance of Borro�ver's covenarits and agreement� under thais Se�ur��r Ins�rt�men� and �he C�r��rac�, For �hzs
<br /> purp�se, Borrawer, in considerat�an of�he debt and the trust herein created, �rrevocab�y grants and conveys to
<br /> Trustee, �n�rus�,�vi�h power of sa�e,the fa��owing described proper�located in�he C�UNTY of HALL, S�a���f
<br /> Nebraska:
<br /> Address: 615 RAVENW��D DR,�RA.ND ISLAND,Nebraska�85�1-8615
<br /> Legal Descriptzon: L�T F�RTY-NINE �49�, RAVENW��D SUBI�IVISI[]N, HAI1L C�UNTY,
<br /> NEBRASKA.
<br /> T��ETHER WITH al� �he improvements now or hereafter erected �n �he propez-�y, and al1 easements,
<br /> appurtenances, and fixtures now or hereafter a part of�h� property. AIl rep�acemen�s and addi�ions shall also be
<br /> covered by this 5e�uri�y �nstrument. A�� of the fvreg��ng is referred �a in �h�s Se�ur�ty Ins�trumen� as �he
<br /> '+Proper�y.'►
<br /> BQRR��VL�ER.C�VE�ANTS th.a�Borrawer�s �av�fu��y seised of�he estia�e hereby conveyed and has �he right ta
<br /> grant and convey �he Property and tha� the Property is uner�cumbered, except far encumbrances of record.
<br /> �orrawer warrants and wi1l defend genera��y �he �itle �a �he Praperty agaxnsf a�� claims and demands, sub�ect to
<br /> any encumbrances of record.
<br /> B arrotiver and Lender cover�ant and agree as follav►�s:
<br /> Q 2404-2�t 5 CompIiance Systems,Inc.8C54-05EB-2015.11.3.1098
<br /> Consumer Real Estate-Security Instrument DL203b Page I of 5 www.cam�liar��esyst�ms.cvm
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