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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />/ 110 1104 <br />u-stin Marie El en <br />03/11/2016 (Seal) <br />bbern - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust With MERS -NE <br />Bankers SystemsTM VMP ® <br />Wolters Kluwer Financial Services <br />111 1111111111111111 3 1111111111111111111111111 II 111 <br />9/30/2014 <br />VMP4N(NE) (1505).00 <br />Page 16 of 17 <br />