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Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS N0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 <br />Prepared By: Marc T Jefferson <br />2701 WELLS FARGO WAY <br />MINNEAPOLIS, MN 55408 -8000 <br />HCFG -00703 <br />FHA Deed of Trust Wth MERS -NE <br />Bankers SystemsTM VMP® <br />Wolters Kluwer Financial Services <br />n n <br />Deed of Trust <br />100011300215429787 <br />2018030815.3.0.3355- J20151030Y <br />d <br />11 <br />1 <br />1 <br />FHA Case No. <br />321- 3457942 -703 <br />MIN 100011300215429787 <br />DEFINITIONS. Words used in multiple sections of this document are defined below and other words <br />are defined in Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated March 11, 2016, together with all <br />Riders to this document. <br />(B) "Borrower" is NATHANIEL P PANOWICZ, a single person; as Individual. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />IIf1I1JD[F <br />11 <br />i <br />• <br />rr1 <br />C) <br />1 <br />CO <br />9/30/2014 <br />08/15 <br />Page 1 of 18 <br />111 <br />11 <br />