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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />CHAD L SCHEER - Borrower <br />1 <br />(Seal) <br />TANYA M SCHEER - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL <br />The foregoing instrument was acknowledged before me this 1 6TH day of MARCH <br />2001 ,by CHAD L SCHEER, TANYA M SCHEER , HUSBAND AND WIFE <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />County ss: <br />Witness my hand and notarial seal at GRAND ISLAND in said <br />County, the date aforesaid. <br />My Commission Expires: <br />iN�MrM� <br />(�p11M1 Fdx.14.20 Notary Public <br />(M- 4R(NE)19604).05 <br />V <br />Page 8 of 8 <br />