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2� 1 �� 1325 <br /> under this Securi�y Instrumen�un�ess Lender agrees to such release in writing. The co�enants and agreements�f this <br /> Security Instrument sha�l bind(exc�pt as provided in Section 19} and benefit tihe success�rs and assigns of Lender. <br /> 13. Loan�harges. Lender may charge Borrower fees for services performed in connect�on with.Borrarn�er's <br /> defau�t, for the purpflse of protect�ng Lender`s interest in the Prflperty and righ�s under this Security �nstrument, <br /> including, but not �imited tio, at�orneys' fees, property inspectian and �aluatian fees. Lender may collect fees and <br /> charges authorized by the Secretary. Lender may not charge fees that are expressly prohibi�ed by th�s Security <br /> �nstrument, or by Applicable Law. <br /> If the Laan is subj�ct�o a 1aw which sets maxi�-num loan charges, and that law is.fina�Iy in�erpreted so�hat�he <br /> interest or oth�r loan charg�s cflllected or to be collected in connection with the Laan exceed the permitted �im�ts, <br /> fhen: �a)any such �oan charge sha�l be reduced by the amount necessary t�reduce the charge to the perm�tted limi�; <br /> and��} any sums already collected from Borrower which exceeded permitted limits will be r�funded to Borrower. <br /> Lender may choose tfl make this refund by reducing the principal owed under t��e Nate or by making a direct payment <br /> to Barrower. If a refund reduces principal, �he reduction will be treated as a partia�prepayment vvith no changes in <br /> the due date or in the monthly payment amaunt unless the Note holder agrees in writing ta those changes. Borr�wer's <br /> acceptanc�of any such refund made by direc� payment ta Borrower will consti#ute a wai�er of any right of action <br /> �arrower might ha�e arising aut of such avercharge. <br /> 14. Notices.A�I notxces given by Borrower or Lender in connection with this Secur�ty Instrument must be in <br /> writing. Any nfltice to Borrower in connection with this Security Instrum�nt shal� be deemed t�ha�e been given to <br /> Borrawer when mailed by first class mail or vvhen ac�ually de�i�ered to Borrower's notice address if sen�by other <br /> means. Notice to any one Bnrrower shall const�tu�e notice t�all Barrawer�unless Applicable Law expr-essly re�uires <br /> o�herwise.The notice address shal�be the Property Address unless Borrawer has designated a substitute notice address <br /> by noti�e�o Lender. B�rrow��-shall promp��y notify Lender af Borrower's change of address. �f Lender specif es a <br /> procedure fvr reporting Barrower's change of address, then Barrower shal�only report a change af address through <br /> tha�specified procedur�. �ere may be anly one des�gna�ed notice address under this Security Ins�rumen�at ar�y one <br /> time. Any notice to Lender shall he given by deli�ering it or by maiiing it by first class mail to Lender's address stated <br /> herein unless Lender has designa�ed anather address by notice to Borrawer. Any no�ice in connectian wifh th�s <br /> Security Instrument shall not be deemed to ha�e been gi�en to Lender unti I a�tual Iy received by Lender. If any notice <br /> r�quired by #his Security Instrumen� is also re�uired under Applicable Law, the Applicable Law re�uirement will <br /> satisfy the carrespanding requiremen�under this Security Instrument. <br /> 15. Go�erning Law; Se�erability; Ruies af Construc�ion. This Secu�-ity I.nstrumen� shall be go�erned by <br /> ferdera� la�v and the law of the jurisdiction in which th�Property is �ocated. <br /> Al1 r�ghts and�bl�gations contained in tihis Security Instrument ar�subject to any requirements and Iimitations <br /> af Applicable Law. Applicable Law migh�explic�tly �r implicitly allow the parties to a�ree by contract or �t might <br /> he si�en�, bu�such s�lence shaI� not be construed as a prohibitian against agreement by�ontract. In the e�ent�ha�any <br /> pro�isran or clause of this Security Inst�-ument❑r the No�e c�nflicts with Applicable Law, such conflict shall na�affect <br /> other provisior�s of this Securi�y �nstrument or the Nvte which can be g��en�ffect withou��he conflicting provision. <br /> As used in this S�curi�y Ins�rument: �a} words of�he rnascul i ne gender shal l mean and i nclude correspanding <br /> neuter words or wnrds of the feminine gender; �b}w�rds in the singular shall mean and include the plural and�ice <br /> �ersa; and�c}the word "ma�" gi�es sole discr�tion wi�hout any obligatian to take any action. <br /> 16. Bvrrower's�opy.Borrower sha�l be given one�opy of the Note and of this Security Instrumen�. <br /> 17. Transfer of th� Property or a Benef cial IntereSt in Borrower.As used in this Sec�ion 17, "Interest in <br /> the Property" means any Iegai ❑r beneficial interest in the Froperty, inc�uding, but not limited to, those benef cial <br /> interests transferred in a bond far deed, contrac�far deed, rnstal�ment sales cantract or escrow agreement, the intent <br /> of which �s the transfer of title by Borrower at a fuCure date to a purchaser. <br /> Tf all or any part af the Property or any Interest in the Property is s�ld or�ransferred�or if Borrawer is not a <br /> natural persan and a beneficial interest in Borrower is sold ar transferred}without Lender's pr�or written Gonsent, <br /> Lender may require�mmediate payment in full af all sums secured by this Security Ins�rument. Howe�ver,this aptian <br /> shall not be exercised by Lender if such exercise is prohibited by Appl icable Law. <br /> N EBRASKA FHA DEED �F TRUST - MERS DocMagic <br /> N ED�TZ2.FHA 0 9!141�5 Pag e 9 v� 13 www.dacmagrc.cam <br /> , . <br /> . <br />