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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />a Mut -la. <br />P iro Munoz <br />My Commission Expires: <br />I <br />- Witness <br />(Seal) <br />- Borrower <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Doug Florer; NMLS #: 419112 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />¶09, ¶nc. <br />o rc /e s > /I 010 Z.- <br />Doralesy Munoz <br />201013A <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, ' tom/' County ss: �- <br />The foregoing instrument was acknowledged before me this / day of I r 02 <br />by Pedro Munoz and 1p(O sy lyI` <br />Witness m y notarial seal and notarial seal l at (9 (4(3( said County, the date aforesaid. <br />,�8i a o l�i <br />Form 3028 1/01 <br />