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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive,PO Box 5793 <br />Grand Island, NEBRASKA 68803 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive,PO Box 5793 <br />Grand Island, NEBRASKA 68803 <br />308 - 382 -2900 <br />m <br />-n <br />Z <br />v+ • <br />X = <br />DEED OF TRUST <br />nn <br />1 <br />:r7 <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 29, 2016, together with all Riders to this <br />document. <br />(B) "Borrower" is Pedro Munoz and Doralesy Munoz, husband and wife. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 1204 Allen Drive,PO Box 5793, Grand Island, NEBRASKA 68803. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is West Gate Bank. <br />Trustee's address is 6003 Old Cheney Road, Lincoln, NEBRASKA 68516. <br />(E) "Note" means the promissory note signed by Borrower and dated February 29, 2016. The Note states that Borrower <br />owes Lender ONE HUNDRED TWENTY-FOUR THOUSAND EIGHT HUNDRED AND NO /100 Dollars <br />(U.S. $124,800.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than April 1, 2036. <br />NEBRASKA - Single Family - Fannie MaedFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 1 of 13 <br />los, inc. Borrower(s) Initials T M I �' J• <br />rn <br />7, <br />m <br />ry <br />CD cry <br />CJ) <br />CD 70 <br />F-+ <br />w rn <br />CD <br />