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2� 1 �� 13� 1 ser�ices and subsequent charges each tirne r�mappings or similar changes occur which reasanably might affect such de�ermination or certification. Borrower shall also�e resp�nsible for the payment af any fees impased by the Federal Emergency Management Agency in con.nectxon tivith the review of any flaod�one determination r�su�ting fram an obj ection by Borro�ver. �f Borrower fails to maintain any af the coverag�s described above,Lender may obtain insurance caverage, at Lender's option and B�rrower's expense. Lender is under no�bligation to purehase any particular�pe or amount of co�erage. Therefore, suGh cv�erage shall co�er Lender,but might ar might not protect Borro�er, Borrower's�quity in the Property,or the contents of the Property,agains�any risk,hazard or 1ia.bility and might pravide greater or lesser coverage than was previously in effect. B�rra�ver acknowledges that the cost of the�nsurance caverage so obta.�ned m�ght s�gn�f cant�y exGeed the cvst o��.surance that�orro�er G�u1d ha�e obta.ined.Any arnounts disbursed by Lender under this Section 5 sha11 becorne addi��ona1 d�bt of Borrower secured by this Securi�y In.strument.These amounts sha11 bear interes�at the N�te rate from the date of disbursement and sha11 be payable,with such in�erest,upan�otic�from Lender to Barr��ver requesting payment. A11 insurance policies required by Lender and renewals of su�h po��cies shall be subject to Lender's right to disapprove such policies,sha11 include a st�ndard mortgage claus�,and shall name Lender as rr�artgagee andlor as an adtlitiona�loss paye�. Lender sha11 ha�e the right to hold the policies and renewal certificates. If Lender requires,Borrower sha11 promptly g�ve to Lender a�1 receipts of paid premiums and renev�al notices. If Borrower obtains any form of insurance coverage,not other�vise required by Lender,for damage to,or destruction of,the Proper�y,such policy sha11 include a s�a.ndard mortgage clause and sha��name L�nder as rnvr�gag�e and�or as a.n additional loss payee. In�he event af loss, Borrower sha11 gi�e prampt no��e t�the insurance carrier and L�nder, L�nder may make proof of lass�f not made promptly by Borrower.Unless Lender and Borrower other�ise agree in writing,any in�uranc�proceeds,whe�her or not the underlyir�g i�.surance was required by Lender, shall be applied ta restoration or repair of�he Property, if�he restoration or repair is economically feasib�e and Lender's security is not lessened. During such repair and res�oration perivd,Lender sha11 have th�right�o hold such insurance proceeds until Lender has had an opportun�ty to inspec�such Property to ensure the work has been completed to L�nder's satisfaction�pravided that such inspect�an shall be undertal�en prornp#�y. Lender may disburse proceeds for�he repairs and restoration in a sing�e payment or in a series of progress payments as the work is campleted.Unless an agreement is mad�in writing or Applicab�e Lav� requires��.�erest to be paid on such insurance proceeds,Lender sha�l nat be r�quired to pay�orrower any interest or earn�ngs on such proceeds. Fees for public adjust�rs,or other third parties,retained by B�rrower sha11 not be paid vut of the insurance proce�ds and sha11 be the sole obligation of Borro�rer.If the restaration or repair is nat economically feasible or Lender's security wauld be lessened,the insurance pro�e�ds shall be applied to�he sums secured by th�s Security Instrument,whether ar no�then due,with the excess, �f any, paid to$orrawer. Such insuranee proceeds sha11 be applied in the order provided for in Sectian 2. If Borrower abandvns the Property,Lender may f�1�,aegatiate and settle any avaitab�e insurance claim and re�a�ed matters. If Borrower does not respond w��hin 3a�ays to a notice from Lender that the insurance carrier has offered to settle a claim,th�n Lender may negatiate and set�te the claim. The 3�-day period�ri11 begin when�he n�tice is given, In e�ther event,ar�f Lender acquires th�Prop�rty under Section 22 or other�isea Bon�wer hereby assigns to Lender(a}Borro�er's rights to any insurance pr�ceeds in an amount not to exceed the�.mounts unpaid under the Note or this Security�nstrument,and(b}any other of Borrower"s rights(other than the r�ght to any refund of unearned premiums paid by Barrower}under a�l insurance policies covering the Property, insofar as such riglats are applicable to the coverage af the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay am�unts unpaid under the Note or�h�s Securi�y Instrument,�vhe�h�r or not then due. NEBRASKA-Single Famify-Fannie MaelFreddie Mac UNIFC3RM IN5TRLIMENT W[TH MERS Form 3026 9l�9 VNI P� V M PfiA�N E)�1302].D(} Wolters Kluwer Financia!Ser►�ices Page 7 af 17 q�3351964253 4233 3�8 U717