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2� 1 �� 13� 1 Par�el I D N u m ber: 4��11�7� which currently has the address of 31$ Phe�sar�t D�' (►�treet) �rand I s��nd �C'ity}, Nebraska�88�l ��z�Code� �"Prop�rty Address"}: T�GETHER VV'ITH a��the improvements now or hereaf�er erected on the property,and a11 easements, appurtenances,and fixtures na�v ar hereafter a part of the property.A��replacements and additions sha11 also be covered by this Se�uri.ty Instrument. A11 Qf the foregaing�s referred to in this Secur��y�nstrume�t as the "Property."Barro�er understa.nds and agrees that MER�ho�ds only 1ega��i�le to the intere��granted by Borro�ver in this S�curity Instrument,but, if necessary to comply with�aw or custom,MERS�as nominee for L��nder and Lender's successors and assigns}has the right:#o exercise any or aI1 of thase interests, including,but no�Iimited to,the right to foreclose and se�l the Property;and to take any action requixed of Lender including,but not 1im�ted to,releas�ng and canceling this S�curity Instrument. B�R1��VER C�VENANTS that Barrawer is Iawfully seised of the esta.te hereby conveyed and has the right to grant and c�nvey th�Pr�perty and that the Property i�unencumbered,except for encumbrances of record. Borrower�vanants and�vi1l defend generally the tit�e ta the I'roper�y against a11 claims and demands, subj ec�to any encumbran�es of re�ord. THIS S��J�.2..I'�Y INSTRIJ�IENT comb�r��s��ifarm co�enants far nat�ona�use and non-un�fo� co�enants with limited varia�ivns by jurisdiction to cvnstitute a uniform security instrument covering rea� prop erty. Unift�rm Co�enants.$orro�ver and Lender covenant and agree as follo�s: �I. Payment vf Principai,lnterest, Escrow�tems, Prepayment�harges,�nd Late Gharges.Bnrrower shall pay�rhen due the principai of,and interest on,the debt evidenced by the Note and any prepaymen� charges and late char�es due under the Note. Borrower shall also pay funds far Escra�v Items pursuant to Section 3. �ayments due under the No�e and this SeGu.rity Instrument sha11 be made in U,S,currency. However, if any check or other inst�rument recei�ed by Lender as payment under the Note or this 5ecurity Instrument is returned ta Lender unpaid,Lender may requ�re that any or a11 subsequent payments due under the Note and this Se�urity�nstrumen�be made in one or more of the fallowing forms,as selected by L�nder: (a}cash;(b)money order; �c}certified check,bank check,tr�asurer's checl�or cashxer's check,pro�ided any such check is drawn upon an inst��ution wh�se depo�its axe insured by a federal agenc�, instrumenta.�ity,or ent�ty; or(d}��ect�on�c Funds Transfer. Payments are deemed re�eived by Lender vvh�n received at the location designated in the Note or at such other location as may be designated by L�n�1er in accardance with the notice pro�isions in Section 15. Len�er may return any payrnent or partial payment if the payment or partial payments are insufficient to bxing the Loan current.Lender may accept any payment or partial payment insufficient ta bring the Loan current,wi�hout tivaiv�r of any r�ghts hereunder or prejudice to its rights to refuse such pa�ment or part�al p�.yments in the future,but Lender is not obligated ta appl�such pa�rnen�s at the tirne such payrnents are accepted. If each Periadic Payment is app�i�d as of its scheduled due date,then Lender need nat pay interest on.unapp�iet�fi.�nds. Lender�a�ho�d such unapp�ied funds unt��B�fro�er makes payment to brxng the�aan current. If Bon�wer does not do so�vithin a reasonab�e peri�d�f time,L�nder shall either apply such funds or return them to�orro�ver. If not applied earlier,such funds w�11 be applied to the�utstanding principal balance under the Note immediately priar ta foreclo�ure.No affset or c�aim which Borrower might have n��v or in the fu�re against Lender shall relieve Barr��ver from making payments due uader the Note and this Security Instrument or performing the covenant�and agreements secur�d by this Security Instrument. NEgRASI{A Sir�gle Family-Fannie Ma�IFreddie Mac L1NIF�R�111 INSTRUMENT WiTH MERS Form 3428�10� VMP� VN4?fiA[�VEj�4342).4t3 Wolters Kluwer Financial Services Page 4 of 1 T q�33519G4253 0�33 3�8 �417