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LOAN #: 131280910 <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and <br />recorded together with this Security Instrument, the covenants of each such rider shall be incorporated <br />into and shall amend and supplement the covenants and agreements of this Security Instrument as if <br />the rider(s) were a part of this Security Instrument. <br />[Check applicable box(es)] <br />❑ Condominium Rider ❑ Growing Equity Rider ❑ Planned Unit Development Rider <br />❑ Graduated Payment Rider ❑ Other(s) [specify] <br />BY SIGNING BELOW, Borroweraccepts and agrees to the terms contained in this Security Instrument <br />and in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />ERIC D LOREN /j" <br />RUSHA L LO NZ <br />State of NEBRASKA <br />County of HALL <br />The foregoing instrument was acknowledged before me this SEPTEMBER 25, 2015 (date) <br />by ERIC D LORENZ AND JERUSHA L LORENZ (name of person acknowledged). <br />General Notary - State of Nebraska <br />ELAINE L. STEINBECK <br />My Comm. Exp. Aug. 16, 2017. <br />Lender: Ditech Financial LLC <br />NMLS ID: 1057 <br />Loan Originator: Ilya Bolotin <br />NMLS ID: 1155585 <br />FHA Nebraska Deed of Trust - 4/96 <br />Ellie Mae, Inc. Page 7 of 7 <br />Acknowledgement) <br />0 601293 <br />9- OS- IS (Seal) <br />DATE <br />9 Z,5 /(Seal) <br />DATE <br />(Signature of Person Tak g <br />(Title or Rank) <br />(Serial Number, if any) <br />Initials' te61- 31 -L <br />NEEFHADE 0914 <br />NEEFHADE <br />09/24/2015 07 :44 AM PST <br />