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200102155 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />TIMMY J Borrower DAPHNE R BRANDT Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me on this /S/ Pal y oar MARCO, 12601 <br />by TIMMY J BRANDT and DAPHNE R BRANDT, HUSBAND AND WIFE <br />/Y", ," <br />Signature of Perso t ing cknowledgment) EDWARD J JAROSIK <br />(Title or rank <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DoeUirre12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 12/02/2000 <br />GENERAL NOTARY -State of Nebraska <br />EDWARD J. JAROSIK <br />My Comm. Exp. Oct. 27, 2003 <br />Form 3028 1/01 <br />