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Acknowledgment <br />State of Nebraska <br />County /City of <br />This instrument was acknowledged before me on February 29 , 2016 by Craig E O'Brien <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />Loan Originator: Kevin Ottman <br />NMLS ID: 494664 <br />FHA Deed of Trust -NE <br />Bankers Systems VMP 8 <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />D OTTMAN <br />MY Comm. Exp. May 19, 2017 <br />Loan Origination Organization: Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID:446443 <br />61 <br />9/30/2014 <br />VMP4R(NE) (1506).01 <br />Page 17 of 17 <br />