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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />200002832
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 7th, 2000
<br />EUGENE J. PENROSE and JANICE K. PENROSE, HUSBAND AND WIFE
<br />( "Borrower "). The trustee is Arend R Baack, Attorney
<br />( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island
<br />The trustor is
<br />which is organized and existing under the laws of and whose
<br />address is 221 South Locust Grand Island NE 68802-
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />TWO HUNDRED FIFTY THOUSAND AND 00 /100
<br />Dollars (U.S. $250, 000. 00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on November 1, 2015
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in Hall County, Nebraska:
<br />LOT TEN (10) ,BLOCK ONE (1), PONDEROSA LAKE ESTATES FOURTH SUBDIVISION, AN ADDITION TO
<br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 338 PONDEROSA DRIVE
<br />GRAND ISLAND [city], Nebraska 68803 [zip Code] ( "Property Address ");
<br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM
<br />INSTRUMENT Form 3028 9/90
<br />-6R(NE) (szlz).os
<br />Amended 5/91
<br />VMP MORTGAGE FORMS - (800)521 -7291
<br />Page 1 of 6 Initials:
<br />[Street]
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<br />( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island
<br />The trustor is
<br />which is organized and existing under the laws of and whose
<br />address is 221 South Locust Grand Island NE 68802-
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />TWO HUNDRED FIFTY THOUSAND AND 00 /100
<br />Dollars (U.S. $250, 000. 00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on November 1, 2015
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in Hall County, Nebraska:
<br />LOT TEN (10) ,BLOCK ONE (1), PONDEROSA LAKE ESTATES FOURTH SUBDIVISION, AN ADDITION TO
<br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 338 PONDEROSA DRIVE
<br />GRAND ISLAND [city], Nebraska 68803 [zip Code] ( "Property Address ");
<br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM
<br />INSTRUMENT Form 3028 9/90
<br />-6R(NE) (szlz).os
<br />Amended 5/91
<br />VMP MORTGAGE FORMS - (800)521 -7291
<br />Page 1 of 6 Initials:
<br />[Street]
<br />
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