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DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MARCH 8 2001 together with all Riders to this document. (B) "Borrower "is CHRISTINE M. ROOKSTOOL AND JAMES L. ROOKSTOOL, WIFE AND HUSBAND AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender" is MOUNTAIN WEST FINANCIAL, INC., A CALIFORNIA CORPORATION Lender is a CORPORATION organized and existing under the laws of CALIFORNIA Lender's address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS , CALIFORNIA 92374 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated MARCH 8 2001 The Note states that Borrower owes Lender SEVENTY SEVEN THOUSAND SIX HUNDRED AND 00/100 Dollars (U.S. $ 7 7, 6 0 0 . 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2016 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Document Systems, Inc. (800) 649 -1362 Page 1 of 13 NE30281.DOT I\ l O�'Ot 1 Second Home Rider Other(s) [specify] ;a n n C' m n n Z 0 n z rn CD After Recording Return To: =a z rn ry co MOUNTAIN WEST FINANCIAL M o ° �. ---{ 1902 ORANGE TREE LANE, o �-' C:) -n C) cV REDLANDS, CALIFORNIA r �r ca �'� E r� Loan Number 05110000 r°„ �, n W C:) ,M 1 1� v !!� CD Cn �+ C OCil v v F -4" C:J CI) .0 itrr C/) [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MARCH 8 2001 together with all Riders to this document. (B) "Borrower "is CHRISTINE M. ROOKSTOOL AND JAMES L. ROOKSTOOL, WIFE AND HUSBAND AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender" is MOUNTAIN WEST FINANCIAL, INC., A CALIFORNIA CORPORATION Lender is a CORPORATION organized and existing under the laws of CALIFORNIA Lender's address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS , CALIFORNIA 92374 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated MARCH 8 2001 The Note states that Borrower owes Lender SEVENTY SEVEN THOUSAND SIX HUNDRED AND 00/100 Dollars (U.S. $ 7 7, 6 0 0 . 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2016 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Document Systems, Inc. (800) 649 -1362 Page 1 of 13 NE30281.DOT I\ l O�'Ot 1 Second Home Rider Other(s) [specify]