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1. Payment of Principal and Interest. Trustor shall promptly pay when due the principal of and interest on the indebtedness
<br />evidenced by the Note, and all other charges and fees as provided in the Note, and the principal of the interest on any Future
<br />Advances secured by this Deed of Trust.
<br />2. Warranty of Title. Trustor is lawfully seized and possessed of good and indefeasible title and estate to the Property
<br />hereby conveyed and has the right to grant and convey the Property; the Property is free and clear of all liens and encumbrances
<br />except liens now of record; and Trustor will warrant and defend the title to the Property against all claims and demands.
<br />3. Maintenance and Compliance with Laws. Trustor shall keep the Property in good condition and repair and shall not
<br />commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if this Deed of
<br />Trust is on a leasehold. No improvement now or hereafter erected upon the Property shall be altered, removed or demolished without
<br />the prior written consent of Beneficiary. Trustor shall comply with all laws, ordinances, regulations, covenants, conditions and
<br />restrictions affecting the Property and not commit, suffer, or permit any act to be done in or upon the Property in violation of any law,
<br />ordinance, regulation, covenant, condition or restriction. Trustor shall complete or restore promptly and in good workmanlike manner
<br />any improvement on the Property, which may be damaged or destroyed and pay, when due, all claims for labor performed and
<br />materials furnished therefore and for any alterations thereof.
<br />4. Insurance. Trustor, at its expense, will maintain with insurers approved by Beneficiary, insurance with respect to the
<br />improvements and personal property, constituting the Property, against loss by fire, lightning, tornado, and other perils and hazards
<br />covered by standard extended coverage endorsement, in an amount equal to at least one hundred percent of the full replacement value
<br />thereof and insurance against such other hazards and in such amounts as is customarily carried by owners and operators of similar
<br />properties or as Beneficiary may require for its protection. Trustor will comply with such other requirements as Beneficiary may from
<br />time to time request for the protection by insurance of the interests of the respective parties. All insurance policies maintained
<br />pursuant to this Deed of Trust shall name Trustor and Beneficiary as insureds, as their respective interests may appear, and provide
<br />that there shall be no cancellation or modification without no less than 15 days prior written notification to Trustee and Beneficiary, in
<br />the event any policy hereunder is not renewed on or before 15 days prior to its expiration date, Trustee or Beneficiary may procure
<br />such insurance in accordance with the provisions of paragraph 7 hereof. Trustor shall deliver to Beneficiary the original policies of
<br />insurance and renewals thereof or memo copies of such policies and renewals thereof. Failure to furnish such insurance by Trustor, or
<br />renewals as required hereunder shall, at the option of Beneficiary, constitute a default.
<br />5. Taxes, Assessments, and Charges. Trustor shall pay all taxes, assessments and other charges, including, without
<br />limitation fines and impositions attributable to the Property, and leasehold payments or ground rents, if any, before the same become
<br />delinquent. Trustor shall promptly furnish to Beneficiary all notices of amounts due under this paragraph, and in the event Trustor
<br />shall make payment directly, Trustor shall promptly furnish to Beneficiary receipts evidencing such payments. Trustor shall pay all
<br />taxes and assessment which may be levied upon Beneficiary's interest herein or upon this Deed of Trust without regard to any law that
<br />may be enacted imposing payments of the whole or any part thereof upon the Beneficiary.
<br />6. Additional Liens and Protection of Beneficiary's Security. Trustor shall make all payments of interest and principal and
<br />payments of any other charges, fees and expenses, contracted to be paid to any existing lienholders or prior beneficiaries under any
<br />prior deed of trust or mortgage before the date they are delinquent and promptly pay and discharge any and all other liens, claims or
<br />charges which may jeopardize the security granted herein. If Trustor fails to make any such payment or fails to perform any of the
<br />covenants and agreements contained in this Deed of Trust, or in any prior mortgage or deed of trust, or if any action or proceeding is
<br />commenced which materially affects Beneficiary's interest in the Property, including, but not limited to, eminent domain proceedings,
<br />or proceedings involving a decedent, or if Trustor fails to pay Trustor's debts generally as they become due, then Beneficiary, at
<br />Beneficiary's option and without notice to or demand upon Trustor and without releasing Trustor from any obligation hereunder, may
<br />make such appearances, disburse such sums, and take such action as is necessary to protect Beneficiary's interest, including, but not
<br />limited to, disbursement of reasonable attorney's fees, payment, purchase, contest or compromise of any encumbrance, charge or lien,
<br />and entry upon the Property to make repairs. In the event that Trustor shall fail to procure insurance or to pay taxes, assessments, or
<br />any other charges or to make any payments to existing prior lien holders or beneficiaries, Beneficiary may procure such insurance and
<br />make such payment. Any amounts disbursed by Beneficiary pursuant to this Paragraph 6 shall become additional indebtedness of
<br />Trustor secured by this Deed of Trust. Such amounts shall be payable upon notice from Beneficiary to Trustor requesting payment
<br />thereof, and shall bear interest from the date of disbursement at the rate payable from time to time on outstanding principal under the
<br />Note unless payment of interest at such rate would be contrary to applicable law, in which event such amounts shall bear interest at
<br />the highest rate permissible under applicable law. Nothing contained in this Paragraph 6 shall require Beneficiary to incur any
<br />expense or take any action hereunder.
<br />7. Assignment of Rents. Beneficiary shall have the right, power and authority during the continuance of this Deed of Trust
<br />to collect the rents, issues and profits of the Property and of any personal property located thereon with or without taking possession
<br />of the property affected hereby, and Trustor hereby absolutely and unconditionally assigns all such rents, issues and profits to
<br />Beneficiary. Beneficiary, however, hereby consents to the Trustor's collection and retention of such rents, issues and profits as they
<br />accrue and become payable as long as Trustor is not, at such time, in default with respect to payment of any indebtedness secured
<br />hereby, or in the performance of any agreement hereunder. Upon any such default, Beneficiary may at any time, either in person, by
<br />agent, or by a receiver to the appointed by a court, without notice and without regard to the adequacy of any security for the
<br />indebtedness hereby secured, (a) enter upon and take possession of the Property or any part thereof, and in its own name sue for or
<br />otherwise collect such rents, issues and profits including those past due and unpaid, and apply the same, less costs and expenses of
<br />operation and collection, including reasonable attorney's fees, upon any indebtedness secured thereby, and in such order as
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