2� 1 �� 1184
<br /> by Borrnwer, �.��C�SllC�1�1��5, Fe�S aI7C�aSS�SS171��7�;5 5�7:a���e�.]1 ESCf aW I�;eZ17.I�arr•o�ver shall��omp�ly
<br /> ft�rnish�n L�nd�r a�1 z�o��ces of axnou��s�a be�aid un�.er�his Sectian, F3orrower sha�l pay Lender the
<br /> Funds fnr Escrov�xtems L��.less Lende���raives B��ro�rer's nbligation���ay�he F�.�nds for any ar a��
<br /> Escrow I�ems,L,erac�.er rxlay wa�ve Borz o�ver's ob�xgatior��o pay�o Lender F�.�nds fo�any or a�l Escrow
<br /> I�ems at any�ime b A�y sL�ch wa�ver may on�y b e�n writing. Yn�h� even�of st�ch�v�.�ver,B arrower
<br /> sha11 pay dxr�ct�y,vvh�r�a�.d where payable, �h�amaunts dL�e for any Escrow I�ems f�r�h�ch
<br /> pay�nen�of 1�unds has�a�e�.wa�ved by Le�1���9 and,�f Lender rec�uir�s, shall fi�rnisll to Lender receip�s
<br /> evider�cir�g su�h�ay�en�.�vi�h��such�ime per�ad as Le��c�er�nay�-equire. Boxr�w�r's flb�iga�ion�a
<br /> 1na��e s�.�ch pa�xn�n��alz�.to provide rece�p�s s�.a��f�r a��pu�pases b�c�.�erned�o be a cove��af��and
<br /> �.greernent�o�.�:a�n��:���t�.�s Securi�y I�s�ru�r��i�t, as�he ph�-ase "covena�lt a�.d agre�men�" �s��se�in
<br /> Se��ion 9. If�orrav��r�s obZig�.�ed��p�.y Escrovv Yt�rxis d�r�ct�y,pur�u.at1��o�vvai�er, a�id Borrower
<br /> f�.x1s-�o pay�he a�nou�.�c�t�e f�r a�z Escrow Z��xa�,L�nde�•�n�:y e�.er�xse i�s righ�s under Sectior�� a�.d
<br /> pay such am.aun�and�3�rro�wer sha11��en b�oblz�a-�ed u�ader Sec�xon 9�a repay�o Lende�ar��su�h
<br /> amount.Lend�r may�i°�vo�{e the waiver as�a a�y or all Escro�v 7tems at any tim�by a no�ice give�a�n
<br /> accardance witl�S�c��on �.5 anc�,u�on st�c��re�oca�ion,I�arravve�slzall pay�o Lende�9 al1 Ft��c�s, and ix�
<br /> si�ch amounts,�hat�re�h���re�uired u�c�er�h�s Sectia�3,
<br /> Lender may, a�an���z-�e, �a�Iect�.n�.ho�d Func�s in ar�arn�unt�a� sufficien�to perxnit Ler�der to app�y
<br /> t�1e Ft�nds a�the t�n�.�specified Lznder RESI'A, and �b�n���a e�ceed the��na�xmiim a�naL�n�a�ex�der
<br /> �a�.reqt��re L�nde�R.�',SP.A.. Ler�der sha��estirna�e�he �.�nau�t of'Fur�ds c�txe on th���.sis of curren�data
<br /> aild reasonable es�inza��s�f�xp�nc�i�i�res of.fii�L�re Escrow I�ems �r otherwise in�.ccorda�lce w��h
<br /> � Appl�c�.b�e Lawe
<br /> The Funds shall be h�Id ir��.�.�ns���ut�oiz vvhose dep�s��s ar�insu�re�by a f�deral ag�ncy,
<br /> �x�s�r�.�ment����:y, ���nt��r��r��lud��.g Lende�, �f L��d�r�s �.�.��zst��ut�or��hose d�pos��s a�•e sa�zzsured}
<br /> or in�.ny Fede��.��-�orra��aa:n B�.nI�, Lend�r s�iall app�y th�Funds to p�.y�he Lscr�w It�ms�ao�a�er
<br /> �:han t11e time sp���fzed�.��d�r RESPA�. Lender sha11 n����zarg�B��-���ve�for ho�ding and app�yix�g�he
<br /> Funds, ar�nua��y�.�.al�r�i�g�h��scrovv accot���t, or verifyirig�he�scrfl�v I��ms,unless I�ender pays
<br /> Bor�•ower i�tere��o�th�F�.��.ds anc�Appli�abl�Law perrn.i�s Lender�o ma��e s�.�c�i a charge.Unless an
<br /> �.�reem.en�is mad�ir�vvr�#:��.g��Applicab�e La�r re�uir�s intieres��o be paic�ar�t�.e Fur�ds,Le��.er sha11
<br /> no�be rec�i�ired to pay�Borxower any in�eres�or�arni�a.gs on the Funds. ]3orro�ver a�d Lende�r can agree
<br /> i��ri�ing,h�w�v�r9�ha��n��re��shal��e paid on�he Fti�nds.Lenc�.er sha��g�ve�o Borr�v�er,w�thou�
<br /> charge, an a�t�a�a��oL�r��ing of the Funds as��qL�ired by RESPA.
<br /> If��Zer�is a s���p�L�s of Fl�.i�.ds h�Xd�n escrow,as�.efi���.t�n.der RESPA,Len�.er shal���ccnunt�o
<br /> I�arro��r far�h�ex�ess fi.�nds�n accozdar�ce�ith RESP.A.. If there is a shortag��f Fu�1c�s held in
<br /> �scrow, �:s defizled und��°�ESPA,Lender shall r�otify Barrower as required by R.ESPA, and Barrovver
<br /> sh�.l���y�o I���der the�l�noun�necess�.ry�o ma�fe up�h�shox-�age�n accord�,�ce vsr�th RESPA,bL��
<br /> i���lo�nore�haxl 1���nan����r paymei��s. If ther�xs�.defi�iency of Fu�ds h�ld�r��s�r�w, as definec�
<br /> linde�'RESPA,L,�rade�s1�a��natify Borraw�r as rec��,�ir�d by RESPA, and Borravsl�r shal�pa�to Lender
<br /> the arx�oL�nt ne�essa�y�o make t�p�he defic�en���n accordance vvith RESPA,bu�in�o more�har� 1�
<br /> monthly�ayxnen�s.
<br /> Upon�aymen�in fi��l of a1I sum.s secured b�this Sec�:�r�ty I�.s�r��mer��,Lender shall pron�p�ly refund�o
<br /> B�rrov�er any Ft��c�s held b�Le�.der.
<br /> HCFG-��359
<br /> NEBRASKA-Single�amily-F'annl�MaelFreddia Mac UNIF�RM INSTRUMENT Form 3�28 1J4�
<br /> VMPQ 141�5
<br /> Wvlters Kluwer Finan�iaf 5ervf�as 2��6���215,3.0.3355-J2U�5��30Y Page 5 af�7
<br /> �28�4Q8a61 B� 2*
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