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Acknowledgment <br />State of Nebraska <br />County of Hal l <br />This instrument was acknowledged before me on February 26, 2016 by <br />Nelson G Cortez, Sendy L Carranza Rojas <br />Notary P lic <br />Mi ndy .i1bert <br />My commission expires: 05/16/2016 <br />Loan origination organization Home Federal <br />NMLS ID 446443 <br />Loan originator Mindy Gilbertson <br />NMLS ID 494665 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Savings and Loan Assn of Grand Island <br />A GENERAL NOTARY - State of Nebraska <br />MINDY GILBERTSON <br />My Comm. Exp. May 16, 2016 <br />2'0160/.1.70 <br />Form 3028 1/01 <br />VMPB(NEI (1302) <br />Page 17 of 17 <br />