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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Dr <br />Grand Island, NEBRASKA 68803 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Dr <br />Grand Island, NEBRASKA 68803 <br />402 - 328 -8527 <br />NEBRASKA -Sngle Family- Fannie MaedFreddie Mac UNIFORM INSTRUMENT with MERS <br />Page 1 of 13 <br />IDS, Inc. <br />DEED OF TRUST <br />i <br />• <br />C—) <br />[Space Above This Line For Recording Data] <br />MIN: 100846700000016494 <br />SIS Telephone #: (888) 679 -MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 26, 2016, together with all Riders to this <br />document. <br />(B) "Borrower" is Dennis J Johnson Jr. lkon i o under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 1204 Allen Dr, Grand Island, NEBRASKA 68803. <br />(D) "Trustee" is US Bank National Association <br />Trustee's address is 4801 Frederica St, Owensboro, KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of <br />P.O. Box 2026, Flint, Ml 48501 -2026, tel. (888) 679 -MERS. <br />Form 3028 101 <br />Borrower(s) Initials Y -� <br />