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2� 1 �� 1112 <br /> Subject t�th��r�visians of Secti�n �7,an�Successor in Interest of Bonovver�h�assumes Borrower's <br /> obligatians under this Se�urity Instrument in writing,and is approved by Lender,shall obtain a�l of <br /> Barro�ver's rights and benefits under this Security Instrument. Barrower sha11 not be released fr�m <br /> Borrv�er's ob��gat�ons and��ab�Ixt�under thzs�ecurxt�Instr�ment un.�ess Lender agree�to such re�ease <br /> in writing, The cav�nants and agreements of this Security Instrument sha11 bind�except as prvvided in <br /> Section �9)aad benefit the successors and assigns of Lend�r. <br /> 'I 3, Loan�harges.Lender may charge Borro�ver fees for services performed in connect�on with Barrower's <br /> default, far the purpvse of grvtecting Lender's interest in the I'roperty and rights under this S��u.r�ty <br /> Instrument,inelu�iing,but not limited to,attarn�ys'fees,propert�inspection an�valuati�n fees. Lender <br /> may col�ect fe�s and charges authorized by the Secretary, Lend�r may not charge fees that are�xpressly <br /> prohibited by�hi�Se�urity Instrument or by Applicab�e Lavv. <br /> If the Laan is subject to a la�v which sets maximunn loan charges,and that�a�is finally interpreted so <br /> that the interest or other loan charges collected ar to be collected in connection with the Loan exceed the <br /> permitted limits,then: �a�any such loan chaxge sh�.�l b�reduced by the amount necessary ta reduce the <br /> charge to the permitted limit;and(b�any sum�already�vllected from Borrower which exceeded <br /> p�rm�tted�imits wi��be refunded to Borro��r. L�nder may chonse to make�his refurad by reduc�ng the <br /> principal owed under the 1�Tote or by making a direct payment to�orrawer, If a refund reduc�s principal, <br /> the redu�tivn w��l be treat�d as a partial prepaymen�with no changes in the du�date or in the monthly <br /> payment arnaunt unless the Lender agr�es in writi�.g to�hos�changes. Borrawer's acceptanc�of any such <br /> �e�ur�d x�ad�by direct�a��.er�t tv Bvrr�tiver w���const�tute a tivaiv�r of any r�ght of aG�ion�orro��r <br /> might have arising out of such overcharge, <br /> '14. Notiees.A11 notice�given by Borrower ar Lender in conne�tion with this Security Instrument must be in <br /> �vriting.Any notice to Barro�rer in conneetion with this Securi�y Instrument sha11 be deemed to ha�e <br /> been given to Barrower�vhen mailed by firs�class mail or�vhen actually delivered to�orrov�er's notice <br /> address if sent by other means.Notic�to any one�orrower shall constitute notice to al�Borrowers un�less <br /> Applicable Law expressly requires otherwise. The notice address sha11 be the Property Address unless <br /> Bor�rower has designat�d a substitute notice address by notice�o Lender. Borrow�r sha11 promptly <br /> no�if�Lender of Borr�w�r's change of addr�ss. If Lender spe�ifies a procedure far reportin�Bvrro�er's <br /> change of address,then Bonower shall only report a change of address through that specif ed proGedure. <br /> There may be only one d�signa�ed notice address�nder this Security Instrument at any one txme.Any <br /> n�t��e to L��der sha��be g��en by�����er�ng it�r by�a���ng��by#"u-st�Iass ma��to Lender's address <br /> s�a.ted herein unless Lender has designat�d another address by notice to Borrawer.Any notice in <br /> connection with this 5ecurity Instrument shal�not be deemed t�have been given to Lender until actually <br /> rec�i��d by Lender. If any notice required by this�ecurity Instru�ent is also required under Applicab�e <br /> La�v,the App�ica.b�e Lavcr re�uirement wi��satisfy th�corr�sponding requiremen.t under this Security <br /> Instrument. <br /> �I 5. Governin�La�v; Se�erability;Rules of Construction.This Security Instrument shal�be governed by <br /> federal lavv and the law of the jurisdict�on in which the Property is�ocated.A11 rights and obligations <br /> �onta��.�d in th�s Sec�.r�ty Instrument are sub�ect tv an.�requi.rements and limi�a�ions vf Ap�licab�e I►�.v�. <br /> Applicable Law might explicitly or implicitly allow the parties to agree by cantract or it might be sil�nt, <br /> �ut such silence shall not be construe�l as�prohibitian against agreement by contract. In the event that <br /> an�pr���s��n or c�ause�f th�s Sec�rit��n,strument or t�e�ote can#�ic���ith A�p��cab�e La�, su�h <br /> conflict sha11 not affect other provisions of this Securit�Instrument ar the Nate v�hich can be gi�en eff��# <br /> withaut the conflicting provision. <br /> FHA Deed of Tr�st V11ith MERS-NE 913Q12414 <br /> Bankers SyStems�� VMP� VMP4N�NE}t1506).4ti <br /> Woltars Kluwer Financial Services Page 91 of 17 <br /> q43351965385 4�33 28� 1117 <br />