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2� 1 �� 1143 a ee ta extend,modify,forbear�r make any acc�mmodations with regaxd to the terms of this Security �' Instrunlent or the Note v�ith�ut the co-signer's consent. Subject t�the provisions of Secti�n 17,any Success�r in Interest of Borrower who assumes Borr�wer's obl�gations under th�s Security Instrument ir�writing,and is appro��d by Lender, shall obta.�n aIl of Borr�wer's rights and benef�ts u.nder this Security Instrument.Borrower shal�not be released fr�m Borrower's flbligatians and liability under this Security Instrument unless Lender agr�es to such re�ease in writing.The co�enants and agreements of th�s Security Instrument sha��bind(exc�pt as pro�ided in Section 19}and benefit the successors and assigns of Lender. '13. Loan Charg�s. Lender may charge Borrov�er fees for services performed in�onnecti�n with Barrower's default, for the purpase of protecting Lender's interest in the Prop�rty ar�d rights under this Security Instrument, includ�ng,but n�t limited ta,attorneys' fees,property inspectian and vaivation fees.Lender may collect fees and cha�ges author�zed by the Secretary.Lender may nat charge f�es that are expressly pr�hib�ted by this Security Instrument or by Applicable Law. If the Loan is subject to a lavv which sets maximum laan chaxges,and that�aw is finally interpreted so that the interest or other loan char�es co�lected or t�be collected in connect��n with the Loan exceed t,he ermitted limits,then: �a�any such loan charge shall be reduced by the amount neces�ary to reduce P the chaxge to the permitted Iimit; and[b}any sums already collected from Borrower which exceeded � ermitted limits will be refunded to Borrower.Lender may cho�se to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower.If a refund reduc�s rinci al,the reduction will be treated as a partial prepayment with no changes in the due date or in the P P month�y payment amount unless the Lender agrees in writing to those changes. Barrower's accepta.nc� of an such refund made by direct payment to Borrower will constitute a wai�er of any r�ght of actian y Borrawer nlight ha�e arising out of such overcharge. '�4. N�tiCes. Al�notices given by Borrower or Lender in connection with this Secur�ty Instrument must be�n wr�ting.Any notice ta Borrower in connect�on vvith this Se�urity Instrument shall be deemed to ha�e been gi�en to Borrower when mailed by f�rst class mail or when actually deli�ered t�B�rrower's notice address if sent by other means.Notice ta any one Borrawer shall constitute notice to all Borrowers unless Ap��icable Law expressly requires otherwise.The notice address sha�l be the Property Address unl�ss Borrow�r has designated a substitute notice address by notice ta Lender.Borrawer shall promptly notify Lender af Borr�wer's change of address.If Lender spe�ifies a rocedure for reporting Borrower's change of address,then Borrower shal�anly report a change of � address throu h that sp�cif ed procedure. There may be anly one d�sigr�ated notice address under this � Securi Instrument at any one tim�.Any nat�Ce to Lender shall be gi�en by deli�ering it ar by mailing • � • � ' ' ther addr�ss it hy first class ma��to Lender s address stated here�n unless Lender has designated an� b notice to Borrower.Any notice in conn�ction with this Security Instrument sha�l not b�de�med to y have been iven to Lender until actua��y r�ceived by Lender.If any not�ce required by this Security � Instrument is a�so required under App�icabie Law,the Applicable Law requ�r�ment will satisfy the corresponding r�qu�rement�under this Security Instrum�nt. 1�. Go►rerning Law; Se�erability; Rules vf C�nstruct�on. This Security Instrument sha11 be overned b federa�iaw and t11e law of the jurisd�ction ir�which the Property is located.A�1 rights and � • • y • ' ' ' ' to an re u�rements and lim�tations of obl�gatlons c�ntained�n th�s�ecur�ty Instrument are subaect y q A �icable Law.Applicab�e Law might explicitiy�r implicitly allow the�arties to agree by cnntra�t PP or it mi t be silent,but such silence shall nat be construed as a prohibition against agre�ment by gh . . , , . . ��ntract.In the event that any pro�ision or clause of th�s Secur�ty Instrument or the Note conflicts with �3�396280 FHA Deed of Trust-NE 913�I20�4(rev 21�5} D8I2015 Bankers 5ystemsTM'VMP� IMaI#ers Kluwer Financial Services 2�1 fi�2�815.3�.34�6-N201510�9N Page 1�of 15