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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on February 22, 2016 by <br />Tracy Babcock, Member, Terry Babcock, Member <br />Notary r lic <br />Mindy eilbert <br />My commission expires: 05/16/2016 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Mi Gilbertson <br />NMLS ID 494665 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />MtNDY GILBERTSON <br />My Comm. Exp. May 16, 2016 <br />201601100 <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />