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1 0 <br />0..�� N <br />Vt <br />e x <br />co <br />cri <br />When Recorded Return To: <br />Charter West Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />[Space Above This Line For Recording Data] <br />whose address is 1416 W 3rd St #1 <br />Grand Island, NE 68801 <br />The trustee is <br />Charter West Bank 201 So Main St West Point NE 68788 <br />MIN: 1004167 - 0004001307 -1 <br />(FHA Case No. <br />321- 3453963 -703 <br />Loan No: 923435 <br />Parcel ID: 400090716 <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on February 19, 2016 . The grantor <br />is Ismael J Gonzalez Cespedes, A Single Person AND Liset Suarez Borges A Single Person <br />( "Borrower "). <br />( "Trustee "). <br />-.. s The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, <br />F as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws <br />m of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 48501 -2026, tel. <br />--i (888) 679 - MERS. Charter West Bank, a Corporation <br />( "Lender ") <br />is organized and existing under the laws of The State of Nebraska <br />rii and has an address of 714 N Diers Ave <br />-c7 Grand Island, NE 68803 <br />- - <br />c' Borrower owes Lender the principal sum of <br />LPy NinetyEight Thousand One Hundred EightyEight DOLLARS and Zero CENTS <br />Dollars (U.S. $ 98,188.00 ). This debt is evidenced by Borrower's note dated the same date as <br />this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid <br />./ earlier, due and payable on March 1, 2046 . This Security Instrument secures to <br />Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and <br />modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />� 4 ) protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and <br />agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants <br />and conveys to Trustee, in trust, with power of sale, the following described property located in <br />Hall County, Nebraska: <br />Lot Ten (10), excepting the Southerly 87.75 feet thereof in Block Fourteen (14), in Schimmer's Addition to <br />the City of Grand Island, Hall County, Nebraska <br />NEBRASKA- Single Family - FHA Security Instrument <br />Form 941281/96 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FHA94128 -MERS 9 /11 Page 1 of 7 Initials: <br />ITI <br />ry <br />CD <br />rn <br />CJ <br />w <br />cag <br />CFI <br />Lt � 0 <br />t, <br />