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20000�'797 NON- UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 7, Acceleration; Remedies. [See instructions for state specific language] [The following language is mandatory in all cases.] If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires immediate payment in full under the Paragraph 7 of the Subordinate Note, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ( "Act ") (12 U.S.C. 3751 et sec.) by requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this paragraph or applicable law. [Add any state - specific paragraphs in accordance with attached instructions and the current edition of HUD Handbook 4165. 1, Chapter 4.] BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: -I& � /,&-, - (SEAL) Kevin J Schult (SEAL) [Space Below This Line for Acknowledgment] STATE OF IV C 6Y 4.S V6_ County ss: -vrr F Udy 01 It-\ , 2000, before me personally appeared Kevin J Schulte, person(s) to me known to be the person(s) described in and who executed the foregoing instrument, and acknowledged that HE /SHE executed the same as HIS /HER free act and deed. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the COUNTY and State aforesaid, the day and year first above written. My Term Expires: Page 3 of 3 III -3 prA or I '' will,''NA11% =2 k" n-myna GENERAL NOTARY -State o1 Nebraska fl' KARMIN MAUL My Comm. Exp. June 24, 2000