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2� 1 �� 1 �2� pay��en�s that were due w�en�he ir�stirar�ce cove��.ge ceas�d�o�be xn effect. L�nder�il�acc�p�,t�se and re�ain�11ese pa�mer�ts as a�o��•efi�ndable loss reser�e�n��eu af Mortg�,ge Insurance. Su�h�oss zeserve sha�l be��n-��efi.�ndable,notwitl�s�a�.ding�he fac��ha��he�oa��s u1��rnately paid in fi.��l,a�.d Lenc�er sha11 no�be required tn p�.y Borro�rer a��y interes�or ear�a�ngs on such loss rese��ve. Lender ca�.no�onger reqt�ir��oss reserve payme��s if�I�Ior�gage Insurance coverage��.the�.mnun�ar�d for�he period�ha� Lender z•eql��es)prav�de�.by an ir�surer se�ec�ed b�Le�lde�r aga�n b�cornes available, is obta�ned, and Le�:der rec��.�ires separ�.�e1y deslgn�:��d paymen�s�oward�he p�rem�ums for Mor�gage I�.s�.�rance,If Len�.er rec�L�ired Mortgage Insurance as a co�zc�it�on�f mal�ing�he Loan and Borrower was required�o rna�fe separa�e�y des�g�.a�ed payt��e��s�av��rd�he�re�-�z�u3-ns for Mor�gage I�zsura��ce,Borr�v�er sha11�ay�he pr�m�t�.�ns r�c�t�ir�d�o rnain�a.ir1 Mc�r�gage Insuratzce in effec�,or to prn��de a�.on-�refi�r�dable loss rese��e, un�i1 Lenc��r's rec�uiremen�far Mo�-tgage I�zsurance�nds in accordail�e with any wx��en agreemen�be�we�n Borrov��ar�d Lender prov�d�ng for such�erm�n�.��on or until�ermin�ti�n is rec�u��red by Ap�a�xcab�e L�v�. � No�hir�g in�his Sec��o�1 �.� aff��s Bflrrovv�r's ob�igal:i�r��o�ay ir�t�rest�.��he r�.�e prflvided in t��e Nat�. M�r�g�.ge Insura�:ce re�mburses Iaer�d�r�or�.ny en�:i�y�ha�purch�.s�s the No�e}for cer��,ir�lasses it may incur if B�rrovver does no�r�pay�he Laan as agzee�..Barrower is n��a pa��y to�he Mor�gage InsL�ta�.ce. Mortg�.ge in�t��e�•s eva�ua�e th��:o�a�r�sl�on a�l sti��insL�z•ance in force from time to time,ar�d may er�ter intn agre�rnen�s vvw��h a�her par�ies�ha�share or rn�dify�hexr risl�,or�reduc��osses.These ag�eements are �r��erms and cond��zons t�1a�ar�sat�sfactory to the rnor�gage ix�s�:�rer and�he o�her pa�•ty�or parties}t� th�se agreements. These�g�eemen�s rx�.ay requ�re the m�r�gage ir�surer�o make paymer�ts l�s�ng any sa�.�rce of fi.�r�ds�ha��he m�r�gage inst�re�r may have availaUle �whi�h may ix�c�ude fi.��ds oU�ained from 1Vlort�ag�I�st�rance�r�miurx�s�. 1�s a r�su�t of th�se agreemen�s,I�e�zc�er, any purchaser of�he N��e; ano�her illsurer,any reinsur��r,a�ny o�her e�.��y� �r any aff��ia�e aF an�r of�h�forego�tzg,�r�.ay rec�ive�d�r�c�ly ar xndirectly} amounts tha� derzv�fr�xn�or migh�b�characl:�riz�d as}�.por�i�n of Bo�ro�er's payxnen�s For Moi-�gage Ins�xra�ace,in ex�ha�.��for sh�.ring nr modify�g�;�.�mor�gage ir�surer`s r�s�, or r�c�.ucir�g�osses.If s�xch agreement provid.�s �lia�a�aff�lia�e of L�r�.der�al��s�.share of the�nsure�'s r�s�� exchar�ge for�.sh�.re of�he pt emi�.ms p��d ta�he illsure�,�he�.rrangement is of�e��e�-med"cap��ve re�nsurar�ce,"FL�r�her: �A} A�ny �uch agreements vvi�I ni�� ff�ct the amo�.�nt� that Borrower rias agreed t� p�y for 1Vlortga�e Ins�r��.��, or �ny o�her t�rms �f the I��an. �uch agreementS v�ill no� incr�ase the arna�xnt Borrower wi�� o`ve for Mortgage I�.suran�e, and they wi�l not ex�t�tle Barrower to any r�f�.nc�. (B} A.�xy� such �.gre��ents v�� rio9: affect the rYgh�s �orra�v�r h�.s � if any � v�i�h respec� to the 1Vlor�gage In�u�ran�e unc��r the I��meovvners Protect�on A.��; of 1995 �r ax�y ather la�v. These righ�s ma� in�luc�e the �r�ght to rec��.�� cert��n disc�osures, ta request and �btain canCe�lation of th� �Vlo�tgage Ir�su�ance, to ]have the 1�][ortg�.g� Ir�su�ance terrnina�ed autax�atxca��y, �.ndlor to rec�� refund �f a�-�� Viortg�ge Insurance premiu�ns t�.�� w�re unearned at the xime of .su�h ca�nce��at�on or terxxx�nat�on. 'I'1.Ass��n�m�nt vf Mis��lar�ec�us �'ro�eed�; Forfe��re.A��Mis�e�laneous Proce�ds are he�•eby assign�d�n an�.sha��p�.�.c��o Len�.er, Hc��-ao3�� NEBRASKA�Sir�gle Famiiy-Fannia MaelFr�ddfe Nlac L1N1FORIVI iNSTRUMENT �arm 3Q2811�� VMP�] 47115 Wolters Kluwer Financial Services 2��2��.2.2,3298-J24�5n728Y Page 9 af 16 *�2��7581 G�1�*