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2� 1 �� 1 � 19 Borrower)under a��insurance po��cies cavering t�.e Prop�rt�,xns�far a�such rights are a��ab�e to�h� coverage of the property.Lender may use the insurance praceeds either to repair or r�store t�e Praperty �r to pay amounts unpaid under the Note or this Security Instrument,whether or not then du�. fi. Q�cupdncy.Barrawer�ha11 occupy, establ�sh, and use the Property as Borrower's principa�residence within 6�days a#�er the execution of this Security Instrument and sh�ll continue to occup�the Prop�rty as�orr�wer's prxn�ipa�resic�ence�'a�at�e�s�t ane year after t�.e da�e of occu�aancy,unless Lend�r d�termines that this requirement sha11 cause undue hardship for the Borro�ver or unless extenuating cucum�ta.nces exist which are beyond Borr�wer's control. , 7. Pres�r►rativn,Ma�ntenanceand Prat+�ctionof the Property;�nspection�.Barrower shall not destroy,damage or impair the Praperty,a11ow the Property ta deteriorate or commit waste�n�he I'rQpert,�. B�rro�ver shal�maintain the Propert�in order to pre��n�the Froper�y frQm deteriorating or decreasing in value due to�ts condition.U'nless it is determined pursuant to Section 5 that repair�r r�storation is not ec�nomically feasible,Borrower shall promptly repair the Property�if damaged�o awaid€�z-ther deteriorat�o�ar dar�age. If�nsuran.ce�r conde�n.at�on�raceeds are�a�d�n connection. �vith damage to the Property,Barrower shal�be respons�b�e fQr repairing or restoring the Prop�rty on�y if Lender has released proceeds for sueh purposes. Lender may disburse pro�eeds far�h�repairs and restoration in a sing�e payment or in a se�.e�of progress payments a.s the wark is camp�eted. If the insurance�r condemnation proceeds are not sufficient to repair or restore the Property,$orrower is not relieved af Borrower's obligation for the camp�etion af such repair ar res�oration. If condemnation proceeds are paid in connection with the taking of the proper�,Lender sha�l apply such pr�ceeds to the reduction of the indebtedness under the Nvte and this Security Instr�ment, first tQ any de��nquent a�aun�s,and then ta payrr�ent o�'pr�nc�pa�..A�y app��cation of the proceeds to�h�pr�n�i�a1 shal�aot extend or postpone the du�dat�of the mon�hly paym�nts�r change the amount af such payments. Lender or its agent may make rea.sonable entries upan and inspections of the Property.If it ha� r�asonable cause,Lender may inspect the interior vf the improvements on the Property. Lender shall giv� Borra�er notice at the tim�of Qr prior to su�h an iulter�ar insp�ctio�specif�ing such reasanable cause. 8. Svrrower's Loan App��cation.Borrower sha11 be in d�f�ult if, dur�ng th�Loan application.process, Borr�wer or any persons or entities acting at the direction of Borrower�r with B�rrow�r's knowledge or consent gave materiall�false,misleac�ing,ar inaccurate informativn or statemen�s ta Lender�or failed ta provide Lend�r with material infarmation)in connec�ivn vvith the I�oan. Material repre�enta�rons inc�udey but are n�t limited to,r�presentations cor�cerning Borrawer's oecupancy of the Property as Borrower's principal res�dence. 9. Prvtectionof�.ender's�nterest in th� Propertyand�tights Under this Secur�ty Instrument.If (a}Borrower fa�1s to perform the co�enants and agreem�n�s contained in this Security Instrument,�b} there is a�ega1 proceeding that might significantly affect Lender's int�rest i�n the Prnperty andlor rights under this Security Instrument�such as a praceed�ng in bankruptcy,probate, for eondemna�ion or forfeiture,far enforcement of a Iien which may attain priority over this Security Instrument or to enforce laws ar regu�ati�ns),or�c}Borrower has abandaned the Property,�hen Lender may do and pay for whate�er is reasonable or ap�ropr�ate ta protect Lender's interest in the Prop�rty and rights under this Security Instrument, including protecting andlor assessing the value vf the Property,and securing andl�r repairing the Pr�perty. Lender's actions can include,but are not limited to: (a}pay�ng any sums secured FHA Deed af Trust W ith M E RS-N E 9J3�l2414 Bankers SystemsT� VMP� VMP4N(NE)[154B}.�D WolterS Kluwer Fi��ncial Services Page 8 of 1? q43351367�58 a�33 348 �81?'