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2� 1 �� 1 � 19 <br /> . <br /> �c} �!���aer��is �u�� e n o a n s n c. <br /> . <br /> Lend�r�s a �orporati on <br /> organi2ed and ex�s�ing ur�der the�aws of th� S t a t� Q f M�e h��a� . <br /> Le�der�s ad�ress is 10�� Woodward Ave, Detr�i t, MI 48��6-19D� <br /> . <br /> �D� ��Trustee�i�� F�rst �mer�can T�t�e <br /> . <br /> �E} "MERS"is Mortgage E�ectronic Registration Systerns, In�. MERS is a separate corporation that is <br /> act�ng solely as a nominee for L�nder and Lender's succ�ssors and assigns. ME1�S is the benefi�iary <br /> under this Security Instrument. MERS is organized and�xisting under the laws of I3�laware, and has <br /> an address and telephon�number of P.�. Box 2��6,F1int,MI 485U1�2�2G,tel. (888)679-MERS. <br /> �F} "Note"means the promissory note signed by Borrower and dated F e�7�'U a�'y 1�, 2�1� ,The Note <br /> states that Borrower otives Le�der S1�ty F1 Ve ThOUS and T�ree NUnd rLd S�V�n�,y F�U r <br /> and ��ll�� <br /> , I�ollars�LT.S. $ ��,�74.�� }plus interest.�orr�tiver has promised to pay thi�debt in regular <br /> Periodie Payments and to pay the debt in fu�l not later than M a r�n l, 2�41 . <br /> �G] "Property"means the property that i�described below under the heading"Transfer af Rights in the <br /> Proper�y." <br /> �H} "Loan"means the debt evidenced by the�Tote, plus interest, and late charges due under the Note, and a11 <br /> sums due under this Securrty Instrument,g�us intere�t. <br /> �I} "Riders"means atl Riders to this Security Instrument that are executed by�onower. The following <br /> Itiders are to be executed by Barrawer[check box as applicable]: <br /> [�Adjus�able Rate Rider 0 Condom�nium Rider � Planned Unit Development Rider <br /> ��ther L�ga� A�t�►Ch�d <br /> [�Rehabilitation Loan Rider <br /> {J} "Applieable Law"means all controlling applicab�e federal, state and local statutes, regu�a�iQns, <br /> ordinances and administrativ�ru�es and orders(that have the eff�ct of law}a�well as a11 applicab�e fina�, <br /> non-appealable judicial opin�ons. <br /> �I�) "�ommunity Association Dues, Fees, and Assessments"means a11 dues, fees, assessments and ather <br /> charges that are imposed on Bonower or the Property by a condominium as�ocia�ion,homeowners <br /> association or sim�lar arganization. <br /> �L� "Electronic Funds Transf�r"means any�ransfer of funds, ather than a transact�on originated by check, <br /> draft,or simi�ar paper�nstrument,which is initiat�d through an electronic termina�,telephonic <br /> instrument,comput�r,or magnetic tape so as to order,instruct,or auth�riz�a financial inst�tut�fln to <br /> debit or credit an account. 5u�h term�nc�udes,�ut is not��mited to,point-of sale transfers,automated <br /> teller machine transactions,transfers�nitiat�d by telephone,�vire transfers,and automated cleariaghouse <br /> transfers. <br /> FHA C3eed ofi Trust With MERS-NE 9/34/2414 <br /> Bankers SystemsT�+ VMP� VMP4N�NE}(15Qfi]A4 <br /> Watte�Klwver Financiai Services Page 2 of 17 <br /> q43351367258 4�33 348 4�17 <br />