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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. <br />- Witness <br />GENERAL NOTARY - State of AK aska <br />POLLY A. NOVAK C►.v� ---� <br />My Comm. Exp. March 12, 2018 Notary Public <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Doug Florer; NMLS #: 419112 <br />20160099' <br />- Witness <br />(Seal) `v �� (Seal) <br />- Borrower alor N Hall - Borrower <br />STATE OF NEBRASKA, �� County ss: <br />The ` f oing instrument was acknowledged before me 's \S.' day of 1_ � <br />by Benjamin L Hallppd Talor 1. <br />itness my hand and notarial seal aiL <br />4� C said County, the date aforesaid. <br />My Commission Expires: <br />NEBRASKA - Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Page 13 of 13 <br />