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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Ker <br />D Glandt <br />STATE OF NEBRASKA, <br />IDS, Inc. <br />/70 <br />- Witness <br />(Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before <br />55 , by Kerry D Glandt and Judy C land t� <br />Witness my hand and notarial seal at <br />20160098; <br />My Commission Expires: 41o, / �LVt <br />; sewommaw.sionfoka,J <br />CIANELROTII <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />dy C Glandt <br />County ss: <br />me this day of <br />C� , husband and wife <br />6, -41—Z 4".el/ in said County, the date aforesaid. <br />2Q1 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family- Fannie MaelFreddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13of13 <br />