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WHEN RECORDED MAIL TO: Five Points Bank C�J �$ ve 5 k N • C'; d - c - / Grand Island, NE .68866 ( RO) IIIIIII1111111 FIVE POINTS BANK MODIFICATION OF DEED OF TRUST IIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIII1IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII111III " 00000 FOR RECORDER'S USE ONLY 111811111 IIII THIS MODIFICATION OF DEED OF TRUST dated February 8, 2016, is made and executed between JAMES J ONEILL and JUDY K ONEILL; Husband and Wife ( "Trustor ") and Five Points Bank, whose address is West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 ( "Lender "). DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated June 1, 2000 (the "Deed of Trust ") which has been recorded in HALL County, State of Nebraska, as follows: Entered as Instrument No. 0200004763 on June 12, 2000 in the Hall County Register of Deeds Office, Hall County, Nebraska. REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following described real property located in HALL County, State of Nebraska: Lot Five (5), in Block One (1), University Place, an Addition to the City of Grand Island, Hall County, Nebraska. The Real Property or its address is commonly known as 2426 N CUSTER AVE, GRAND ISLAND, NE 68803 -2033. MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows: Extend maturity to February 8,2031. CONTINUING VALIDITY. Except as expressly modified above, the terms of the original Deed of Trust shall remain unchanged and in full force and effect. Consent by Lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust as changed above nor obligate Lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the promissory note or other credit agreement secured by the Deed of Trust (the "Note "). It is the intention of Lender to retain as liable all parties to the Deed of Trust and all parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly released by Lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons signing below acknowledge that this Modification is given conditionally, based on the representation to Lender that the non- signing person consents to the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension or modification, but also to all such subsequent actions. TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES TO ITS TERMS. THIS MODIFICATION OF DEED OF TRUST IS DATED FEBRUARY 8, 2016.