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M <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />m <br />c <br />Z <br />' vt <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: <br />r <br />Loan No: 126389 <br />Parcel ID: 400384426 <br />5011 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Y°rt Section 16. <br />°4 (A) "Security Instrument" means this document, which is dated February 11, 2016 <br />- together with all Riders to this document. <br />M (B) "Borrower" is <br />4/5 Stanley J Halpine and Karisa J Halpin, Husband and Wife <br />rri <br />C, Borrower is the trustor under this Security Instrument. <br />1 <br />a <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />▪ Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />l (D) "Trustee" is <br />West Gate Bank <br />1 6003 Old Cheney Rd <br />Lincoln, NE 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated February 11, 2016 <br />The Note states that Borrower owes Lender <br />Two Hundred SeventyFour Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 274,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than March 1, 2031 <br />