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without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation <br />costs. <br />23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all <br />the title, power and duties conferred upon Trustee herein and by applicable law. <br />24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to <br />Borrower's address which is the Property Address. <br />Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated <br />into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) <br />were a part of this Security Instrument. [Check applicable box(es)] <br />Q Adjustable Rate Rider Q Condominium Rider Q 1 -4 Family Rider <br />®Graduated Payment Rider Planned Unit Development Rider 0 Biweekly Payment Rider <br />Balloon Rider Rate Improvement Rider Q Second Home Rider <br />Q Other(s) [specify] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />Wv (Seal) <br />TODD A VERPLANK - Borrower <br />[Space Below This Line For Acknowledgment] <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hall /V9P)GA S /County ss: <br />On this 5th day of April, 2000 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />TODD A VERPLANK, A SINGLE PERSON. <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, Nebraska <br />in said county, the date aforesaid. <br />My Commission expires: 1 /30/2004 <br />Alu, Z, .1 „ , � 7 <br />�J <br />- Notary Public <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac Uniform Instrument <br />Form 3028 9/90 <br />�w�owireaM a IwOf�lilt <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 1/99 Page of NWK <br />