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<br />Loan No. 05003006
<br />[Space Above This Line For Recording Data]
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<br />FHA CASE NO.
<br />321 - 2049056 -703
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made onAPRI L 4, 2000
<br />The trustor is CLARENCE LEROY SKARNIAK AND JULIE SKARNIAK, HUSBAND AND WIFE
<br />( "Borrower "). The trustee is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is
<br />MOUNTAIN WEST FINANCIAL, INC., A CALIFORNIA CORPORATION
<br />which is organized and existing under the laws of CALIFORNIA ,
<br />and whose address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS, CALIFORNIA
<br />92374
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />SIXTY EIGHT THOUSAND NINE HUNDRED SIXTY FOUR AND 00 /100 * * * * * * * * **
<br />Dollars (U.S. $ 68, 9 64 . 00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />MAY 1, 2030 . This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note;
<br />(b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security
<br />Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />HALL County, Nebraska:
<br />LOT TEN (10), BLOCK EIGHTY EIGHT (88), IN WHEELER AND BENNETT'S FOURTH
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />A.P.N. #: 400138085
<br />which has the address of 104 WEST 16TH STREET, GRAND ISLAND
<br />[Street] [City]
<br />Nebraska 68801
<br />[Zip Code]
<br />( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />NEBRASKA -FHA DEED OF TRUST 6/96
<br />Dwttment systems, Inc. (800) 649 -1362 Page 1 of 6
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<br />Loan No. 05003006
<br />[Space Above This Line For Recording Data]
<br />�e ,t
<br />FHA CASE NO.
<br />321 - 2049056 -703
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made onAPRI L 4, 2000
<br />The trustor is CLARENCE LEROY SKARNIAK AND JULIE SKARNIAK, HUSBAND AND WIFE
<br />( "Borrower "). The trustee is
<br />FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is
<br />MOUNTAIN WEST FINANCIAL, INC., A CALIFORNIA CORPORATION
<br />which is organized and existing under the laws of CALIFORNIA ,
<br />and whose address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS, CALIFORNIA
<br />92374
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />SIXTY EIGHT THOUSAND NINE HUNDRED SIXTY FOUR AND 00 /100 * * * * * * * * **
<br />Dollars (U.S. $ 68, 9 64 . 00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />MAY 1, 2030 . This Security Instrument secures to Lender: (a) the
<br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note;
<br />(b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security
<br />Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />HALL County, Nebraska:
<br />LOT TEN (10), BLOCK EIGHTY EIGHT (88), IN WHEELER AND BENNETT'S FOURTH
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />A.P.N. #: 400138085
<br />which has the address of 104 WEST 16TH STREET, GRAND ISLAND
<br />[Street] [City]
<br />Nebraska 68801
<br />[Zip Code]
<br />( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />NEBRASKA -FHA DEED OF TRUST 6/96
<br />Dwttment systems, Inc. (800) 649 -1362 Page 1 of 6
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