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200102059 [Space Above This Line For Recording Data] NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. Q) DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated March 15th 2001 together with all Riders to this document. (B) "Borrower" is Michael P. Pruss , a single person Borrower is the trustor under this Security Instrument. (C) "Lender" is Union Bank & Trust Company Lender is a Corporation organized and existing under the laws of the State of Nebraska Lender's address is 4732 Calvert Lincoln NE 68506 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Union Bank And Trust Company P.O. Box 82535 Lincoln, NE 68501 -2535 (E) "Note" means the promissory note signed by Borrower and dated March 15th 2001 The Note states that Borrower owes Lender One Hundred Fifty Three Thousand and 00/100 Dollars (U.S. $ 153,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than April 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify] Va Rider & ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider VA Addendum (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA - single Famiiy- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 9 pages) F16585.LMG (11/00) AO M rn _ G! nnz 0_� ;K 'r n = ca o _ C D C:3 c n m =3 —t M Q (D n rri M D N Ca Cn C� C Cn 200102059 [Space Above This Line For Recording Data] NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. Q) DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated March 15th 2001 together with all Riders to this document. (B) "Borrower" is Michael P. Pruss , a single person Borrower is the trustor under this Security Instrument. (C) "Lender" is Union Bank & Trust Company Lender is a Corporation organized and existing under the laws of the State of Nebraska Lender's address is 4732 Calvert Lincoln NE 68506 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Union Bank And Trust Company P.O. Box 82535 Lincoln, NE 68501 -2535 (E) "Note" means the promissory note signed by Borrower and dated March 15th 2001 The Note states that Borrower owes Lender One Hundred Fifty Three Thousand and 00/100 Dollars (U.S. $ 153,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than April 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s) [specify] Va Rider & ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider VA Addendum (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. NEBRASKA - single Famiiy- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 9 pages) F16585.LMG (11/00) AO