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200102057 <br />20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by applicable law. <br />21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />address which is the Property Address. <br />Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the <br />covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable <br />box(es)]. <br />❑Condominium Rider ❑Growing Equity Rider ❑ Other(s) [specify] <br />❑Planned Unit Development Rider ❑Graduated Payment Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) <br />executed by Borrower and recorded with it. <br />Witnesses: <br />�JIA A I QA A A ?1i`-`% - PA <br />(Seal) <br />isti <br />orrows r hrna D Kravitz <br />(Seal) <br />Borrower <br />Space Below This Line For Acknowledgement] <br />STATE OF NEBRASKA <br />COUNTY OF HALL ss: <br />The foregoing instrument was acknowledged before me this 15th day of March 2001, <br />by Christina D Kravitz an unmarried individual <br />Witness my hand and <br />GENERAL NOTARY•State of Nebraska <br />My commission expires: <br />1.94, SHERRI L. O'CALLAGHAN <br />My Comm. Exp. Sept. 28, ry Public She <br />Page 5 of 5 <br />F5813.LMG (2199) <br />L <br />