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WHEN RECORDED MAIL TO: Five Points Bank t West Branch \-k 2It.g. 7 Grand Island, NE 60903 Cob' g'Oa- n 1.1 rn to = Z; F1vE POINTS BANK DISCLAIMER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act —a FOR RECORDER'S USE ONLY GRANTOR: BRAD D EARNEST, AMY EARNEST and BRIAN D EARNEST LENDER: Five Points Bank LENDER'S ADDRESS: West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 PROPERTY LEGAL DESCRIPTION: Located in HALL County, State of Nebraska: The East Half of the Southeast Quarter (E1 /2SE1 /4) of Section Fourteen (14), Township Nine (9) North, Range Twelve (12) West of the 6th P.M., Hall County, Nebraska, lying North of the Interstate Highway The Real Property or its address is commonly known as FARMGROUND IN HALL COUNTY, NE. GRANTOR'S PARCEL 1 - HOMESTEAD PROPERTY: The East Half of the Southeast Quarter (E1 /2SE1 /4) of Section Fourteen (14), Township Nine (9) North, Range Twelve (12) West of the 6th P.M., Hall County, Nebraska, lying North of the Interstate Highway UNDERSIGNED, BRAD D EARNEST; AMY EARNEST; and BRIAN D EARNEST, GRANTOR, hereby states that no part of Undersigned's homestead is presently, or in the future will be, situated upon the real estate described in the Deed of Trust. Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the event of a trustee's sale upon such Deed of Trust. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with power of sale and that Undersigned is signing this Document first before signing the Deed of Trust. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON APRIL 26, 2011.