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KENNETH A SKARNIAK AND CATHERINE L SKARNIAK, HUSBAND AND WIFE,
<br />( "Borrower "). The trustee is EARL D AHLSCHWEDE, ATTORNEY
<br />("Trustee"). The beneficiary is THE EQUITABLE BUILDING & LOAN ASSOCIATION, FSB
<br />which is organized and existing under the laws of THE STATE OF NEBRASKA , and whose
<br />addressis 113 -115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802 -0160
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />NINETY NINE THOUSAND FOUR HUNDRED AND 00 /100
<br />' Dollars (U. S. $ 99, 400.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on May 1. 2030
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in HALL County, Nebraska:
<br />LOT TWENTY TWO (22), BLOCK ONE (1), KNICKREHM SECOND ADDITION, CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />which has the address of 117 W 21ST ST
<br />GRAND ISLAND [city], Nebraska 68801- 2324
<br />NEBRASKA - Single Family- FNMAIFHLMC UNIFORM
<br />INSTRUMENT Form 3028 9190
<br />BR(NE) 19212l -04
<br />Amended 5191
<br />® VMP MORTGAGE FORMS - 18001521 -7291
<br />Papa 1 of 6 Initials:
<br />[Zip Code] ( "Property Address ");
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 7th, 2000
<br />The trustor is
<br />KENNETH A SKARNIAK AND CATHERINE L SKARNIAK, HUSBAND AND WIFE,
<br />( "Borrower "). The trustee is EARL D AHLSCHWEDE, ATTORNEY
<br />("Trustee"). The beneficiary is THE EQUITABLE BUILDING & LOAN ASSOCIATION, FSB
<br />which is organized and existing under the laws of THE STATE OF NEBRASKA , and whose
<br />addressis 113 -115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802 -0160
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />NINETY NINE THOUSAND FOUR HUNDRED AND 00 /100
<br />' Dollars (U. S. $ 99, 400.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on May 1. 2030
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in HALL County, Nebraska:
<br />LOT TWENTY TWO (22), BLOCK ONE (1), KNICKREHM SECOND ADDITION, CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA.
<br />which has the address of 117 W 21ST ST
<br />GRAND ISLAND [city], Nebraska 68801- 2324
<br />NEBRASKA - Single Family- FNMAIFHLMC UNIFORM
<br />INSTRUMENT Form 3028 9190
<br />BR(NE) 19212l -04
<br />Amended 5191
<br />® VMP MORTGAGE FORMS - 18001521 -7291
<br />Papa 1 of 6 Initials:
<br />[Zip Code] ( "Property Address ");
<br />[Street]
<br />
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