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� , 2� 1 ��921 , . � . . . s under�.his Agreement. N. All the rights and remedies, stipulations, and cvnditions contained in the Loan Documents relating ta default in the making of payments und�r the Loan Documents sha�l also apply to defaui�in the making of the madified payments hereunder. �. This Agreement sha.11 supersede the terms of any madificanon, forbearance, trial period p�an or ather mvrtgage ass�s�anc�that the Borraw�r pre�iously entered intv with Lender. P. In cases where the Loan has heen registered with Mvrtgagee who has only tegal tit�e to the interests granted by the Borrower in the Loan Dacuments,Mortgagee has�he right to ex�rcis�any or al� of thase interests, ineluding, but not limited to,the right to foreclvse and selt the Property and t�take any action required of Lender�ncluding,but nat�imited to,releasing and canceling f.he Loan. Q. If the Lvan Documents go�ern a home equity loan or line of credit,then Barrawer a�grees�hat as of fh�Modiftca�ion Effecti�e Date, the right to barrow new funds under the home equity loan vr line of credit is termina�ed.This means that Borrower cannat obta�n additianal ad�ances and must make payments according to this Agreement. Lender may ha�e preWiously terminated or suspended �he righ�to obtain additional advances under th�home�quity loan or line of credit, and if so,Barrower confirms and acknaw�edges that no add�tiona�ad�ances may be obtained. R. By signing#his Agreement the Borrower hereby Consents#.o being contacted Concerning their loan at any c�llular ar mohile �elephone number they may ha►ve. This includes text messages and telephone ca11s including the use of automated dialing systems to contact any celtular or mob�le telephvne. The Borrower may be bil�ed �y the cel�ular or mobile carri�r for any text messages that Lender may send. Any calls Lender places to the Borrower's cellular or mobile phone may incur nvrmal airtime charges assessed by the rnobile carrier. 5. Unless �his Agr�ement is execut�d withaut alterativn and is signed and returned along wi�.h the following documents with the payment, if required,within 15 days from the date af this letter in�he enclased, prepaid v�ernight �n�elope, it wi�l be of no force or effect and the Lvan will remain sub�ect to a11 existing terms and canditions pravided in the Loan Documents. [Jpon receipt of a properly execu�ed Agreement,�his Agreementi will become effecti�e an JANUARY 1,�a16. T. I agree that th�s Agreement wil�be null and�oid if the Lender is unabie to recei�e all necessary ti��e endars�ment�s),title insurance product�s}andl ar subardination Agreement�s}. U. B�rrower authorizes Lender, and Lender's success�rs and assigns, to share Borrower rnformatian including, but nat limited#o�i}name,address, and telephone number,�ii} Sacial Security Number, (iii} credit score, �i-v} incorne, �v} paym�nt histary, ��i] accvunt ba�ances and acti�ity, including information abaut my modification or fvreclosure relief programs,with Third Pa.rties that can assist Lender and Borrvwer in obtaining a fareclasure pre�entian al�ernati��, or otherw�se prv�ide support services related to Barrower's �oan. For purposes of this section, Third Parties include a counseling agency, state or Iocal Hausing Finance Ag�ncy ar similar entity, any insurer,guara�t��or, or serv�cer that insures,guarantees,ar services Borrower's lvan or any other mortgage�oan secured by the Pr�perty on which Barrower is abligated, or to any companies that perform support services ��them in connection with Borrower's loan. Wells Fargo Custom Multistate Hame Affordabie Modifcation Agreement 47�� —5in�le Family 1��42�15 368 First American Mortgage Solutions Page 7