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� , z 2� 1 ��921 , r , � � . • *Recfl�erable Expenses may include, but �re not limited to: Title, Aitorney fe�slcosts, BP�IAppraisal,andlor Property PreservationlProperty Inspections. D. Lend�r wil� forgi�e outstanding�ther Fees U.S. ��.DO. �ther Fees may include,but are not limited to:Prior Deferred Interest,appraisal fees. E. Lender will forgi�e autstanding NSF Fees U.S. �0.��. F. Lender agrees to wai�e all unpaid Late Charges in the amount of U.S.$382.24. G. The amount of interest to be included cap�tali�ed witl be U.S.$1,53G.U7. H. The amount af the Escraw AdWance to be capita�ized will be U.S.$781.99. 4. Addit�ona�Agr�ements. I agree#v the fo�lowing: A. If applicab�e, the Note may contain pro�isions ai�owing for changes in t�i� in�eres� rate and the monthly payment. The Note limits the amount the Barrvwer's interest rate can change at any one time and the maximum rate the Borrowers must pay. B. If a biweekly loan, the Loan will con�ert�o a monthly payment schedule. References in the Loan Documents ta "biweekly," "e�ery twv weeks," and "e�ery ather Monday" shall be read as "monthiy,"exceQt as it relates to the Modified Maturity Date.Interest will be charged�n a 36�-day year, di�ided into twel�� 12} segments. Interest charged at all other times will be computed by multiplying the interest bearing principal balance by the in�erest rate,di�idrng the resul�by 365,and then multiplying that daily interest amoun# by the actual number vf days for which interest is th�n due. As part of the con�ersion frum biweekly tv mon�h�y paymen�s, any automatic withdrawal vf payments�auto drai�ing}in efFect with Lender for the Loan are cancel�ed. �. Fuads fvr Escrvw It�ms. I wi�1 pay to Lender on fhe day payments are due under the Loan Documents as amended by this Agreement, unti� the Loan is paid in full, a sum (the "Funds"} to prv�ide for payment of amoun�s due fvr: (a}taxes and assessments and other items which�an attain priority a�er the Mortgage as a lien ar encumbrance on the Property; (b} leasehold payrnents ar ground rents on the Praperty, if any; �c) premiums for any and all insurance required by Lender under �he Laan Documents; �d} mortgage insurance premiums, if any, or any sums payable to Lender in lieu nf the payment of m�rtgage insurance premiums rn accordance vr�ith #he Loan Documents; and�e�any cammunity association dues, fees, and assessmen#s that Lender requires�o be escrowed.These i�ems are called"Escrow�tems." I �hall promptly furnish to Lender alI nati�es of amaunts tv be paid under this Sectivn 4.E.I shall pay Lender the Funds far Escraw Items unless Lender wai�es my obligation t�pay the Funds for any or all Escraw Items. Lender may wai�e my �b�igation to pay to Lender Funds for any 4r all Escrow Items at any #ime.Any such wai�er may only be in writing. In the e�ent of such wai�er, I shall pay directly, when and where payable, the amaunts due for any Escrow I�ems far which payment of Funds has been wai�ed by Lender and, if L�nder requires, shall furnish ta Lender recerpts e�idencing such payment within such time period as Lender may require. My obligation tv make such pa.yments and to pro�ide reeeipts shall for a11 purpases be deemed �o be a coW�nant and Agre�ment can#ained in the Lvan Documents, as the Wells Fargo Custom Multistate Home AfFvrdable Mvdif c�tion Agreement 472�� —S�ngIe Family I�042015 3G8 First American Mortgage Solutions Page 4