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2� 1 ���921 <br /> � r � � � <br /> y � ti <br /> � <br /> � <br /> ALL�F THE PRUPERTY L�CATED AT CiTY�F GRAND ISLAND,HALL CQUNTY,NEBRASKA. <br /> LaT QNE ��}, S�TO Si]BDIVISIDN, IN THE GITY UF GRAND ISLAND, HALL C�UNTY, <br /> NEBRASKA. <br /> Prior sastrument reference: Recarded on SEPTEMBER 18, 1996 in INSTRUMENT NU. 96-1U7331, of <br /> tbe�ffi�ial Re�ords of HALL��UNTY,NEBRASKA <br /> This Loan Modification Agreement�"Agreement"}is made�n J�NUARY 13,�U1G hy and between Sflrr�wer, <br /> as �bligor�s}, ar as title ho�der{s� to the Property, as the eontext may require, and Lender. Barr�wer's <br /> obligations under the Nate ar� secured by a properly recarded Mortgage, dated the saume date as the Note <br /> encumbering the Property.B�rrower agrees that,except as expressly madified in this Agreement,the Note and <br /> the Mortgage remain in ful� force and effect and are �alid, binding obligations upon Borrawer, except as <br /> discharged in Bankruptcy,and are properly secured by the Prvperty. <br /> If my representations �n 5ection 1,Borrower Representa�ions, continue to be true in all materia�respects,then <br /> �his Agreement will amend and supplement�1}the Mortgage on the Praperty, and�2}the Nnte secured by the <br /> Mortgage.The Mortgage and Notie together,a�they may prev�ousiy ha�e been amended, are hereaft�r referred <br /> ta a,�the"Laan Documents."Capitialized terms used in this Agreement and not defined haWe the meaning gi�en <br /> to them in the Loan Dacuments. <br /> In canssderation of the ca�enants hereinafter set forth and for other good and �aluable cansidera#ifln, the <br /> receipt and su�ciency of which are hereby acknowledged, it is agreed as fvll�ws�notwiths#anding anything tv <br /> the contrary in the Loan Dvcuments}. <br /> I unders�and that ai�er I sign and r�turn twn cflpies of this Ageement ta the Lender,the Lender will send me a <br /> signed capy af this Agreement. <br /> Nothing in this Agreement shall be understvod or consfirued ta be a satisfaction or re�ease, in whole�r in par� <br /> of the Svrrvwer's obli�a�ions under the L�an Documents. Further,except as otherwise specif cally provided in <br /> this Agreement,the Loan Documents will remain unchanged, and Borrower and Lender will be bound by, and <br /> shall comply with,all of the terms and pro�isions thereof,as amended by�his Agreement: <br /> 1. Sorrower Representahoas. <br /> I certify,represent to Lender and agree: <br /> A. I am experiencing a fnancial hardship, and as a result, �i) I am in default under the Loan <br /> Dacuments, andlor(ii}�do not�a�e sufficient income or access ta sufficien�li�uid assets tfl make <br /> the monthly mortgage payments now or in the near future; � did not intentiona�ly ar purposefully <br /> default of the Mortgage Loan in order to abtain a loan modification; <br /> B. Under penaliy vf perjury, a�l documents �nd information I ha�e pro�rded �o Lender in cannection <br /> with this Agreernent, inc�uding the dacuments and information regarding my eligibility for the <br /> modifi�atian,are true and correct; <br /> C. If Lender requires me to obtain credit counseling in conneci�on with the modification,I will dv so; <br /> D. I ha�e made vr will make all payments reyuired within this modificatian process; <br /> Wells Farga Cu�tom Multistate Home Affardable Madification Ag�eemcnt 47Z���������� <br /> —5ingle Family 1�D42U15 3b8 <br /> First American Mart�age Salutians Page 2 <br />