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<br /> THIS�NSTRUMENT PREPARED BY: AFTER REC�RDIN�1�ETURN TD:
<br /> Flome Federal Savings&Loan Assoc�at�on af Home Federal Sav7ngs&Loan Assaciation af
<br /> Grand Island Grand Island
<br /> Z�1 South Locust Street 221 Sauth Locust Street
<br /> GRAND ISLAND,NE 688�1 GRAND ISLAND,NE 68�41
<br /> {5pa�e Abvve This Line Far Re�ording Data}
<br /> LaAN�RI�INAT�R.�C]MPANY NAME:Home Federal 5avi.ngs&L�an Asso�iation of Grand Is�and
<br /> NMLS��MPANY�DENT�FIER: 446443
<br /> LDAN�RIGINA'��R NAME: Chr�s Kasl�ie
<br /> NMLS��tIG�N�AT�R IDENT�F��R:4946�8
<br /> D�EII �F TRZJST
<br /> [PREAUTHC�]ItIZED ��PEN�NI)� �R�I]IT -FUTURE ADVANC�S AR� SECUR�D
<br /> BY THIS DE�D �F TRU�T�
<br /> THIS D�ED �F TRUST �"5ecuri�r �nst�rumen�"} is made on January 27, �016. The grantor is STEpHEN �VV
<br /> SCHMITT, a�s� knovvn a� STEPHEN �ILEY SCHIVIITT, A SINGLE PERS�N, vt�h�se address is 1615
<br /> RAYM�ND DR, GRAND ISLAND,Nebraska 68843-5U3Z �"Borrawer"}. BarroWer is no�necessar��y�he �ame
<br /> a5 �he Person or Persons wh� sign the Home Equity I.1xne of Credi� Agr�ement, dated January 27, 2416
<br /> �"C�ntrac�"�. The obliga��ans of Borravvers vvho did not s��m�he�on�rac�are expiained fur�her in�he sect�orz����ed
<br /> Succ�ss�rs and Ass�gns Bound; Ja�nt and 5evera� L�abilit�; Accommodatian S�gners. The �ruste� is Arend
<br /> R.Baack,Attorne��hose address is P.�.Box 7�U, �rand Island,Nebraska 688Q2 �"Trustee"}.The beneficiary
<br /> is Home Federa�Savings&Loan Assacia��on of Grand Is�and,w�ich is argar�i2ed and e��s��ng under the�aWs
<br /> of�he Uni�ed S�a�es of Amerzca and whose address i� Z21 South Locus� S�reet, �rand Is�and,Nebraska 68841
<br /> ("Lend�r"�. STEPHEN�W'SCHMITT has en�ered�r��a a�on�ract with Lender as af January 27,2416,under�he
<br /> terms o f which�3 orra�wer may, from time �a ��me, a��ain advances not�a exceed, at an�t�me, a'�*�M.A�.iMUM
<br /> Pl�tINCIPAL AM�UNT �EXCLUDIN� PR�TE�TIVE ADVANCES}*** �f Thirty-f��e Thausand and
<br /> U�I1�U Dollars �U.S. $35,U�4.�4} �"Cred�t Limi�'�}. Any party �nterested �n the details re�a�ed to Lender's
<br /> con��nu�ng obligaf�an�o ma�e advances�o Barr�tiver is adv�sed to consu��d�rectly vv��h Lender. �f n�t paid ear��er,
<br /> the sums owi.ng under Borrower's Contrac� with Lender vvil� be due an February 15, 24�1. Th�s Security
<br /> Instrumen� secures �o Lender: �a} �he repaymen� af the d�bt under �he Cantrac�, with i.nterest, includi.n.g future
<br /> advances, and aX� rene�wa�s, ex�ensions and modif�ations of�he C�r�trac�; �b} th� payment af all a�her sums, w�ith
<br /> in�er�s�, ad�ranced �o protect the secur�ty �f this Security Instrumen� under the prov�s�ans of the section ����ed
<br /> Pr�tec�ian of Lender's Right�in the Property; and�c}the performan�e af Barr�wer's co�enants and agreemen�s
<br /> � under this S�curity�nstrumen�and�he Can�rac�. For thi.s purpase, B�rrower, z�cansidera���n of the deb�and the
<br /> trus�herein crea�ed,irrev�cab�y gran�s and conveys�o Trustee,�n�rust,w��h pawe��f sale,the fol�ovving descr�bed
<br /> praperty Iocated���he CC]ITNTY af HA�L, S�ate af Nebraska:
<br /> Address: 1�15 RAYM�ND DR,GRAND IS�A�I),Nebraska 688�3-5032
<br /> Lega� Descr�ptian: L�T THIRTY-FIVE �35�, REUTING'S SECDNI] SUI3DIVISI�N, HALL
<br /> ��ITNTY,NEBRASKA
<br /> TOGET�ER �TH al� th.e improvexnen�s n�vv or hereafter erected a�. �he prop�rty, and a�I easemen�s,
<br /> appurtenances, and f x�ures n�vv ar hereaf�e� a part of�ie property. A��replacemen�s and addit�ons shall alsa be
<br /> covered by �his Se�uri�y Ins�rument. A11 �f �he foregoing is referred �o zn this 5�curity Instrument as the
<br /> "Properry."
<br /> B�RRDWER CC�VENANTS �ha�Borrower is lawfully se�sed of�he esta�e hereby c�nveyed and has the rzgh��a
<br /> gran� and conve� �he Property and that tihe Property is unencumb�red, excepti far encumbrances of rec�rd.
<br /> Borro�t�ver warrants and will defend generally�he ����e �o the Property agains� a�� claims and demands, subj ect �o
<br /> any encumbrances of record.
<br /> B orrou�er and Lender cavenan�and agree as follov►rs:
<br /> C�2D�4-�a I 5 Compliance Systems,It�c.8C54-9468-24 t 5.11.3.�048
<br /> Consumer Real Esta.te-Security Instniment DL2035 Pa�e 1 of 5 www.compIiancesystems.com
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