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061 /-21/99 MON 12:28 FAX 704 679 4500 EQUIFIRST Q010 <br />RE -REE HOM 99 106486 <br />200002726 <br />SECOND HOME RIDER <br />THIS SECOND HOME RIDER is made on this =� �9g <br />incorporated Into and shall be deemed to amend and supplement the Mortgage, Deed ot�sto S� uiity(Decd (the "Sec <br />tos secure t ") of the same date given by the undersigned (the "Borrower," whether there are one or more persons undersigned) <br />to secure Borrowers Note to "Security <br />of the same date and covering the property described in the Security Instrument (the "Pro (the "Lender ") <br />"Property), which is located at: <br />12 / % f INN,7e- C/, <br />6 "knl Ale <br />[property Address] <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant <br />and agree that Uniform Covenant 6 of the Security Instrument Is deleted and is replaced by the following; <br />6• Occupancy and Use; Preservation, Maintenance and Protection of the Property; Borrower's <br />Loan Application; Leaseholds. Borrower shall occupy, and shall only use, the Property as Borrower's <br />second home. Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at <br />all times, and shall not subject the Property to any timesharing or other shared ownership arrangement or <br />to any rental pool or agreement that requires Borrower either to rent the Property or give a management <br />firm or any other person any control over the occupancy or use of the Property. give <br />Borrower shall not <br />destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the <br />Property. Borrower shall be in default if any forfeiture action or proceeding, whether civil or criminal, is <br />begun that in Lender~ good faith Judgment could result in forfeiture of the Property or otherwise <br />materially impair the lien created by this Security Instrument or Lender security interest. Borrower tray <br />cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be <br />dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrowers <br />interest in the Property or other material impairment of the lien created by this Security Instrument or <br />Lender's security interest. Borrower shall also be In default if Borrower, during the loan application <br />Process, gave materially false or inaccurate infortnation or staLement% to Lender (or failed- to provide <br />Lender with any material L oTmation) in connection with the loan evidenced by the Note, including, but <br />not limited to, representations concerning Borrower's occupancy and use of the property as a second <br />home. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the <br />leas,. if Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless <br />Lender agrees to the merger in writing. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this Second Horne Rider. <br />(Seal) <br />Borrower (Seal) <br />Borrower <br />— (Seal) (Seal) <br />Borrower <br />Borrower <br />MUL'r'ISTATE SECOND HOMF', RIDER – Single Family -• t+reddte Mac UND'ORM INSTRUMENT <br />I7eat row ter 021 <br />Form 3840 9190 (page 1 of � rage? <br />TO orrlvr�, 1. 0%4441" U SAX 815-791.1131 <br />