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2� 1 ���837 <br /> Subject to the prov�sians af Section �7,aay Successor in Interest of Borrower who assumes Borr��er's <br /> �b�igations under this Security Instrument�n writing,and is approved by L�nder, sha11 obtain all of <br /> Borrower's rights and benefits under this Security Inst�ument. Borrawer shall not be released from <br /> B�rrower's obligations a�d liability under this Sec���Ins�timen�t�u�less Le�der agr�es to such release <br /> in wr�ting.The co�enants and agreements of this�e�urity Instrum�nt shall bind�except as provid�d in <br /> Secti�n 19)and benefit the successars and assigns of Lender. <br /> 13. Lvan Ch�r�es.Lender may charge Borr�wer fees for ser��ces performed in connectian�vith Barrawer's <br /> defau��, for the purpase of protecting Lender's interest in the Property and r�ghts under this Security <br /> Instrument, including,but n�t limi�ed to,attomeys'fees,property insp�ct�on and valuation f��s. Lender <br /> may callec�fees and chaerge�author�z�d by the Secretary. Lender may nat charge fees that are expre�sly <br /> prohibited by this S�c�ri�y Instrumen�or by Applicabie Law. <br /> If the L�an is subject to a law which sets m�.x�mum laan cha.rges,and that law�s finally interpreted so <br /> that the interest or oth�r Ioan charges cot�ected or ta be�o�lected in conn�ctian with the Loan exc�ed the <br /> permit�ed�imits,then: �a}any such�oan char,ge�ha11 be reduced by the amount necessax�ta reduce the <br /> charge to the permitted�imi�;and(b)any sums a�read�col�ected from Borro�ver which�xce�ded <br /> permitted limits wi11 be refunded to B�rrawer. Lender may choose to make this refuad by reducing the <br /> principal owed under the Note�r by making a duect payment to I�arrower. If a refund reduces principal, <br /> the reduction v�rill Ue treat�d as a partial prepayment with no changes in the due date or in the manthl�r <br /> paymeat amoun�un�es�the Lender agrees in writing to thas�changes. Borrower's acceptance of any such <br /> refund mad�by direct payment to Borrower wi11 constitut�a waiver of any�ight of action��rrower <br /> might have arising out of such a�ercharge. <br /> '14. Notices.A�1 notices given by Borrower or Lender in conu.ection vv�th this Security In.strument must be in <br /> writing,Any n�tice to�orrower in conne�tion vvi�h this��curity Instrument sha11 be deemed to ha�e <br /> been given tv Borrawer�vh�n mailed by f�rst class rnail or when actuali�t�eli�ered to Barrower"s not�ce <br /> address if sent by other means.Notice to any one Bonower shall constitu�e notice to all Bonowers unless <br /> Applicable La�v expres�ly r�quires otherwise.The not�ce address shall be the Proper�Address unless <br /> Borrow�r has designated a substitute notice address by notice to Lender. Borro�er shall prompt�y <br /> notify Lender of Bnrr�w�r's change af address. If Lender specifies a procedure far reporting Borrawer's <br /> change Qf address,�hen F3orr�wer shatl on..ly re�o�a change of address through that sp�cified grocedure. <br /> There ma�be on�y vne designated notice address und�r#his Seeurity Instrument at any one time.At�y <br /> nvt�ce to Lender sha11 be given by deliv�r�ng it or by ma�ling it by fust class mail to Lender'�address <br /> stated herein unless Lender has des�gnated another address by notice to Barro�ver.Any notice in <br /> c�nn�ctivn with this Security Instrument shall not be deemed to have been given�o Lend�r unt��actually <br /> r�ceived by Lender. If any not�ce required by this Security Instrument is also required under Applicab�e <br /> Law,th�App�icable La�requireme�t will satisfy the correspond�ng requirement un.der this Security <br /> Instrument. <br /> '�5. �overn�n��.aw; Several�i��ty;'Ru�es af�on�tru�tion.�'his Security Instrument s�.a11 be governed�y <br /> federal 1a�v and the law�f the jurisdiction in which the Pra�erty is lvcated.A��ri�hts and obligations <br /> contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. <br /> Applicable Law might exp�icitly or implicitly allow the parties to agr�e by�antract or it mig�►t be silent, <br /> but such silence shall not be construed as a prohibition again.st agreement by cantract, In the e�ent that <br /> any provision or e�ause of this Security Instrument or the l��te conflicts�vith Applicable Law, such <br /> conflict sha1�nat affect other provisions of this Security Instrument ar the Note vvh�ch can be given effect <br /> without the canflicting pr�vision. <br /> FHA Deed of Trust With MERS-NE 913Ul2414 <br /> Bankers SystemsT"� VMP� VMR4N�NE}(�50B).� <br /> Woiters Kl�wer Fir�a�cial Seniices Page 1��f 17 <br /> q43349$4�1 1 U233 8G 111? <br />