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2� 1 ��7�5 I1. No Deficiency Judgments. Barrower shall ha�e no personal liability for payment of the debt secured by this 5ecurrty Instrument. Lender may enforce the debt�n�y thraugh sale of the Prnperty. Lender shall n�t be permitted to obtain a def c�ency judgment against Borrfl�er if�he 5ecu�ri��nstrument is foreclosed. IZ. Reinstatement. BorrovWer has a right to be reinstated if Lender has reyuired immediate payment in fu11. This rig�t applies��n after�'oreclasure proceedings are instituted. To reinstate this Security Instrument,B�rrawer shail corr�ct �he ��nditi�n vwhi�h resuIt�d in the rec�u�rement for immediate paymen� in full, Foreclosure costs and reasonable and customary attarney's fees a.nd expenses prap�rly associated with the fo�eclosure proceeding shal� be a�ded to tk�e Frincipal Balanee. Upon reinstatement by Borrower,this Security Instrument and the ab��gati�ns tihat it secures shaii rema�n in effect as if Lender had not requir�d immediate payment in full. Hawever, L�nder is n�t reyuired to permit reinstatement if; �i} I�ender has accept�d reinstatement af�er the cornmencement of foreclosure prv�eed�ngs within�wv�2)years immediately preceding the c�mmencement of a current foreclosure proce�ding,�i�} reinstatement will pre��ude f�recl�sure�n different graund5 in the future,ar(�ii} rei�staterr��nt�av�i� ad�e�s�l� �ff�ct the pr�arity of the Security Instrument. 13. Def�rral Period Reinstatement. If a I]eferral Period ceases�r becom�s unavailabie because a Non-Sar��ing Spouse no longer sat�sf es the �ua�ifying Attr�butes for a Deferral Periad and has become an Ine��gible Nonw �orrowing Spouse,neither the D�ferra�Periad nar�he Security Instrument may�e reinstated. In th�e�ent a Deferral Period ceases because an obligatinn of the Note, the Loan Agreement or t�iis Security Instrurnent has not been m�t or the Note has becarne el�gible ta be called due and payab�e and is in default for a reason other �han deat�, an Eligihle�on-Barrowing Spouse may haye a�eferral Period and this Security Instrument reinstated pra�ided that the �ond�tion which resulted in the Deferra� Period ceasing is correc�ed within �hir�y (3�� da�s. A L�nde� may reQuire the E�igible Non-Borrowing Spouse tv pay for forec�o�ure costs and reasonab�e and cust�mary attarney's f�es and expenses praperly ass�ciated with the foreclosure pro�eeding,such costs may not be added�o the Principa� Balance. Upan reinstatement by an �ligible Non-B�rrowing Spause, the Deferral Period and this Security Instrume�t and the obligations that it secures shail remain in effect as if the Deferral Periad had not ceased and the Lender had nfl�require�irflmediate pa�ment in fuil. Howe�er, Len�er is nat required to permit reinstatement �f: �i} the Lender has accepted a reinstaternent of either�he Deferra� Per�od ar this Security Instrument within the past two (2}years imrnediately preceding�he current notifcation ta the Elig�ble Nnn-Borrowing Spfluse that the mortgage is due and payable;�ii}reinstaternent fl��iC�ier the'Deferral Period or��.is�ecurity Instrument will preclude foreclvsure in the fu�ure, ar ��i�} reinstatement af ei�her the Deferra� Per�od or Security Instrumen� will ad�ersely affect the priority of the 5ecurity Ins�rument. �4. Lien StatuS. (A} Modification. Borrower agrees to extend this Securit}� Instrument in accordance vv�th this Paragrap� 14�A}. If L�nder detertnir�es�hat the originai lien status af the Security Instrumenti is��opardized under state 1aw �including but nat �imited to situations where the amount secured by the Security Instrument �quals or exceeds the maximum princ�pal amount stated Qr th� maximum period under whzch �aan ad�ances retain the sarn�1�en priority initial�y granted to laan a��ances ha�e�pired}and�state law permits th�arig�na� lien status to be maintained for future l�an ad�ances thr�ugh tihe executivn and recardati�n of one or more documentsy then �ender shali �btain ti�le e�idence at Borrovver's expense. If the title e�idence indicates that the Property is nat encumbered by any iiens �ex�ept the First Security Instrument described in Paragraph I5{A}, �h�s 5econd Security Instrument and any subardina�e liens that�he Lender determines wii� also be subardinate�o any future loan advances},Lender shall request the Borrower�o�xecute any do�urnents necessary to protect�he priority of �he lien status af future laan ad�ances. Borrow�r agrees ta execute such documents. If state la�v does not permit the original li�n status to be extended to future l�an advanc�s,Borrawer will b�deemed ta have failed to ha�e perform�d an obligatian under thts 5ecurity Instrum�nt. �B} Tax Deferral Prv rams. ��rrawer shat� not participa�.e in a�eal ��tate tax def�rral pr�gram, if an� liens created by the�ax defer�al are not subnrdina�e to�his Security Instrument. i�ne Re�erse Mortgage,LLC Loan�riginator:Tiffany Da�is ��mpan�-N1VI�.S#:2�52-Laan Number:33�98825fl3 Loan C3riginator NML5#:�53281 1Ve�raskc�-�n�Securtty Instrr.�rrte�rt(A�justable� Page 6 af 11 C�Bay D�cs,LL� �1310112015 qa�34�ssz�a� �� a�7 06��