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2� 1 ��7�4 the Note. �B} I3ue and� Pa abl� - Sate. L�nder may reyuire immediate payment in full of al� sums secured by this Sec�rity Ins�rument if alt af a Barra�ver's title in the Property�or his or her beneficial �nterest in a trust��rning all or par�af th�Froperty} �s sold or�therwise transferred and no other Borrower retains title to the Fraperty in fee simple,or retains a ieaseho�d under a lease for not less than�9 years which is renewable or a lease ha�ing a remaining period of not less than 5� years beyond the date of th� i��th b�rthday Qf the youngest Borrow�r,�r retains a life estate ir� the Property �or retaining a beneficia� rnterest in a trust with such an �nterest in the Proper�y}. A deferral of du� and payable status is not permitted when a Lend�r requ�res immediate payment in full unde��his paragraph. [C} Due_and Pa ab� wit,h Se,c,reta„r�,Appro�. L�nder may require immediate payment in full af all sums secur�d by this Secur�ty In�trumer�t,upon appra�al of t�e S�cre�ar�,if: �i} The Property ceases�o be the Principal Residen�e of a Barr�wer for reasons ather than death and the Propert��s not the Principal Residence of at least�ne other Borrower;ar �ii} For a peri�d of langer than twe��e (12} consecuti�e manths, a Barrawer fails ta �ccupy the Property because of physical or mental iilness and�he Prnperty is n�t the Principal Residence of at least one other Barrawer;ar �iii}An�bZigation of the Borrovver under this 5ecurity Instrument is not perfarmed A deferral of due and payable is not permitted when a Lender requires immediate payment in full und�r Faragraph �fl(�}. �D} Notice and Certificatian �o Lender. Borrawer shall camplete and pra�ide to �he Lender an an �nnua� basis a certifacation, in a form prescribed by the Lender, stating �vhether the Property remains the Borrower's Principa� Residence and, if appi�cable, the Principa� Residence of his or her Non-Barrawing Spause. Where a Borrower has ider�tifi�d a Nan-Borrow�ng Spouse in Paragraph 9 and the identified Non-Borrowing Spouse yualifies as an Eligible Non-Borrowing Spouse the Barrower shali also complete and pro�id�to the Lender an a�n annual�asis an E�igible l�on-�orrowing Spause�er�afi�atian, in a farm prescribed by the Lender, certifying that�.11 requirements for the application of a Deferra� Period continue�o apply and continue to be met.During a Deferral Peri�d,the�.nnual Principal Resideflc�certificati�n must�an�inue to be completed and pro�ided��the Lendex b� the Eligible Non-Barrawing Spouse. The Bflrrower shall al so natifry Lender whenever any of the events listed in Faragraph 1��B�and(C}occur. �E} Noti�e to SeGretar and �orrawer. Len�er shall notify the Secretary and Barrower whene�er t1�e loan hecomes du� and payable under Para�raph 1��B} and (C}. Lender shai� not ha�e the right ta cammence fareclosure until Barrower has had thirry�30}days after nntice to either: �i} �orr�ct��e matt�r whi�h resul�ed�n the Security Instrument coming due and payable;or (ii} Pay the balance in fu��;ar �iii} �e�l the Property far the lesser of the balance or ninety five perc�nt�95%} of the appraised �alue and apply�he net proceeds af the sale toward�he balance;�r �i�} Prvvide the L�nder with a deed in lieu af f�reclosure. �F) l��tice to Secretary and E�i�i�le Non;Barrowin,,,�S,pous�,.Lender shall notify the Secretary and any ..�_��..�.�.�...,�..,��,.,....._ �ne Re�erse Mvrtgage,LLC Laan�riginator:Tiffany Da�is �ompany-NMLS#:Z�52-Loan Number:3349882503 Loan�riginatvr 1�ML5#:�5328I Nebt�aska-ls�N1ERS Secur•ity Instrurrrent(Adjustc�bte� PagQ 5 of 12 0 Bay Docs,LLC 43141IZ015 q033498825�3 D�33 D'�6 45��