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24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: STATE OF Nebraska COUNTY OF Adams Witness my hand and official seal this 29th day of My Commission Expires: 06/26/2017 GENERAL NOTARY - State of Nebraska CRYSTAL D. JOHNSON My Comm. Exp. June 26, 2017 Loan Originator Organization: Pinnacle Bank NMLSR ID: 403445 Individual Loan Originator: Crystal D Johnson NMLSR ID: 441011 Borrower Eric Haile Borrower Christa Haile (Seal) (Seal) (Seal) Borrower (Seal) Borrower [Space Below This Line For Acknowledgment] ) ss: I, Crystal D Johnson , a Notary Public in and for said county and state, do hereby certify that Eric Haile and Christa Haile, as husband and wife personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing instrument, have executed same, and acknowledged said instrument to be their , free and (his, her, their) voluntary act and deed that they executed said instrument for the purposes and uses therein set forth. (he, she, they) January , 2016 . NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/01 (page 9 of 9 pages) 12439.CV (6/13) GI13028 Creative Thinking, Inc. 201600723 GOTO(00654c28)