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2� 1 ����83 <br /> requir�i by RESP�, and Barrower shal�pay ta Lender�h�amount necessarsr to mak�up the de�ci�n�y i�n. <br /> . a�cordance wi.th RESPA, but in no more t�xan. 1.2 man�hl.y payments. <br /> Upon payment in full of a�.��sw�s se.�ured by�h�s Securit�Instrumen�, Lender sha1X promptly refund to <br /> Borrower any Fund�he�d by Lender. <br /> 4. Charges: L�ens. Barrawer shall pay ai1�axes, assessments, charges, f�nes, and�mpositions attribu�a,bl�to <br /> t�a.e Progerty which can atta,in priority over thx.s�wri.�y Instrumen�, leasehold payments or ground rents on <br /> �he Prope�, if any, and�omm.unity Assvcia�ion Dues, F�es, and Assessm�nts, if any. To�he�xtent thax <br /> �hese it�ms�ure Esc�v�Items, �rrower shall pay th�m in the manner pro�rided in Section 3. <br /> Borr�wer sha11 pr�mp��y d�scharge any�xen which has priori�a�er�us Se�urity InstrUment un�ess <br /> Barrower: �a} agrees in wri�in.g to the payment of the obiigation secured by tbe lien in.a manner acceptable <br /> to L�nder, but only so long as Borrower xs performing such agreement; �b}contests the 1i�n in good fa�th by, <br /> or d�fends agau�.st enforc�ment of the lxen in, xegal pro�i�.ngs which in Lender's opinion operate to prevent <br /> �e enfarc�men�of�he lien whi�e those proceedings are pending,but onl�r until�uch proceedings are <br /> conclud�d; ar�c} secures from the holder af xhe Iien an agreement sat�sfac�ory�o Lender subordinatrng the <br /> Iien to this Securit��nstrument. �f Lender de��rmines t�iat any part nf the Proper�y is subject to a lien which <br /> can attain pr�ori�y aver this Se.curity Insrrument, Lend�r ma.y gi�e Barrower a no�ice identifying�h�1ien. <br /> �V��hin lU days of the date on v�hich that notice xs gi�en, Borrower shal�sa.tisfy th�I�en or take one or more <br /> vf the actions set forxh above in thrs S��ion 4. <br /> Lender ma�require E�rrawer to pay a ane-time charge for a real es�e tax�erificatxon andlar reparting <br /> s�rvice used by Lender in cann�tion with this Loan. <br /> 5. Property Insur�nce. Borrower shali keep�ie improvements now existing or her�after erect�d on the <br /> Pr�perty v.�sux�d against lass by fire, hazards�n��uded withir�the term "extended co�erage," and any o�her <br /> hazaards in�luding, but n�t lunited to, earthquak�s and flaods, for whxch I.ender requires uisurance. This <br /> insurance sha1�be maintain.ed in�he amaunts�including deductib�e Ie�reis}and for the per�ods that Lender <br /> requir�s. Wha�Len�er requires pursua�nt to the preceding senrenc�s can change during�he term of the Loan. <br /> The insuranc�c�.rrier pro�iduxg the insurance sha�I be chosen by B�rrow�r subject to Lender's right to � <br /> dxsapprvve Borrawer's choxce, whi.ch righ�sha11 not be�xercised unreasanably. L�nder ma.y require <br /> B�rrower to pay, iiaa conne,�t�on with.�his Loan, eixh�r: �a}a one-time charge for fload znne determinat�on, <br /> certxf cation and tracki.ng services; or�b}a ane--�ime charge fvr floo�.zone deter�m;.nat�vn and certxf�cation <br /> services and subsequent charges each time rema.ppings or simi.lar changes occur which rea�onab�y mi.ght <br /> affect such determination or certxf cat�on. Borrawer sha1l also be responsible for the paym�nt of any fees <br /> impflsed by�he Federa�.Emergency M�nagement Agency in connect�on with.the re�iew of any fload zone <br /> determinaxian resul.ting fr�m an obj ectiion by Borra�ver. <br /> If Borr�wer fails to maintai.ri any nf�he co�erages descr�bed above, Lender may o�tiain insurance co�erage, <br /> at Lender's optxan and�rrawer's expense. Lender is urider no ob�igation to purchase any partxcu�ar type or <br /> amaun�of co�erage. Th�refore, such cnv�rage shall cvver L�nder,but mi.ght ar might n�t protect Borrower, <br /> Borrower's equi�y in�he Prop�rty, or�.ie conten�s of th.e Propert�, aga�n.st any risk, hazard or liabi�ity and <br /> mi,ght pra�ide greater or�esser caverage than was pre�x�usxy in effec�. Borrow�r acknowledg�s tha��ie cast <br /> of the xnsurance co�erage so ob�ained might significan��y exceed the cast of insurance that B�rrawer c.auld <br /> haWe abtain�. Any amvunts disbursed by Lender under this S�tion 5 shall becom.e additional deb�af <br /> Barr�w�r secured by th�.s Secwri.ty Instrumen�. 'Th�se amoun�s shali b�ar interesx at�he Nvte rate fram the <br /> da�e of disbursement and shaix be payabl�, �vi�i such interes�, upan notxce from Lender to Borrower <br /> reques�ing payment. <br /> N�BRASKA-Single Famiiy-Fannie MaelFreddie Mac IJNIFORM iNSTRl1M�NT �orm 3028'IID1 <br /> Vl1AP� VMP�tN�}(9 3D��.D❑ <br /> Wplters Kf�wer�inancial Serrri�es Page 6 of'�7 <br />